What's the rate? Simplii Financial 5-year variable: 4.45% (up 0.25)Each time a Canadian lender changes an advertised mortgage, GIC or savings rate.https://whatstherate.ca/feed.xml2026-11-06T12:00:00ZWhat's the rate?Tru Cooperative Bank Savings: 0.70% (up 0.06)tag:whatstherate.ca,2026:tru-cooperative-bank-savings-2026-11-062026-11-06T12:00:00ZTru Cooperative Bank changed its Savings rate from 0.64% to 0.70% on 2026-11-06.National Bank 3-year fixed: 5.09% (up 0.05)tag:whatstherate.ca,2026:national-bank-3-year-fixed-2026-11-062026-11-06T12:00:00ZNational Bank changed its 3-year fixed rate from 5.04% to 5.09% on 2026-11-06.EQ Bank 2-year GIC: 4.15% (up 0.15)tag:whatstherate.ca,2026:eq-bank-2-year-gic-2026-11-062026-11-06T12:00:00ZEQ Bank changed its 2-year GIC rate from 4.00% to 4.15% on 2026-11-06.Servus Credit Union Savings: 0.60% (up 0.05)tag:whatstherate.ca,2026:servus-credit-union-savings-2026-11-052026-11-05T12:00:00ZServus Credit Union changed its Savings rate from 0.55% to 0.60% on 2026-11-05.Canadian Tire Bank 5-year GIC: 4.20% (up 0.03)tag:whatstherate.ca,2026:canadian-tire-bank-5-year-gic-2026-11-052026-11-05T12:00:00ZCanadian Tire Bank changed its 5-year GIC rate from 4.17% to 4.20% on 2026-11-05.Scotiabank Savings: 1.75% (up 0.25)tag:whatstherate.ca,2026:scotiabank-savings-2026-11-042026-11-04T12:00:00ZScotiabank changed its Savings rate from 1.50% to 1.75% on 2026-11-04.Saven Financial 1-year GIC: 4.00% (up 0.20)tag:whatstherate.ca,2026:saven-financial-1-year-gic-2026-11-042026-11-04T12:00:00ZSaven Financial changed its 1-year GIC rate from 3.80% to 4.00% on 2026-11-04.FirstOntario Credit Union 5-year variable insured: 3.75% (up 0.05)tag:whatstherate.ca,2026:firstontario-credit-union-5-year-variable-insured-2026-11-042026-11-04T12:00:00ZFirstOntario Credit Union changed its 5-year variable insured rate from 3.70% to 3.75% on 2026-11-04.FirstOntario Credit Union 5-year variable: 4.25% (up 0.20)tag:whatstherate.ca,2026:firstontario-credit-union-5-year-variable-2026-11-042026-11-04T12:00:00ZFirstOntario Credit Union changed its 5-year variable rate from 4.05% to 4.25% on 2026-11-04.Tru Cooperative Bank 5-year fixed insured: 4.69% (up 0.10)tag:whatstherate.ca,2026:tru-cooperative-bank-5-year-fixed-insured-2026-11-032026-11-03T12:00:00ZTru Cooperative Bank changed its 5-year fixed insured rate from 4.59% to 4.69% on 2026-11-03.Tru Cooperative Bank 5-year fixed: 4.84% (up 0.10)tag:whatstherate.ca,2026:tru-cooperative-bank-5-year-fixed-2026-11-032026-11-03T12:00:00ZTru Cooperative Bank changed its 5-year fixed rate from 4.74% to 4.84% on 2026-11-03.Tru Cooperative Bank 3-year fixed: 4.74% (up 0.10)tag:whatstherate.ca,2026:tru-cooperative-bank-3-year-fixed-2026-11-032026-11-03T12:00:00ZTru Cooperative Bank changed its 3-year fixed rate from 4.64% to 4.74% on 2026-11-03.Saven Financial Savings: 3.00% (up 0.15)tag:whatstherate.ca,2026:saven-financial-savings-2026-11-032026-11-03T12:00:00ZSaven Financial changed its Savings rate from 2.85% to 3.00% on 2026-11-03.PC Financial Savings: 2.75% (up 0.55)tag:whatstherate.ca,2026:pc-financial-savings-2026-11-032026-11-03T12:00:00ZPC Financial changed its Savings rate from 2.20% to 2.75% on 2026-11-03.FirstOntario Credit Union 5-year variable insured: 3.70% (up 0.25)tag:whatstherate.ca,2026:firstontario-credit-union-5-year-variable-insured-2026-11-032026-11-03T12:00:00ZFirstOntario Credit Union changed its 5-year variable insured rate from 3.45% to 3.70% on 2026-11-03.Canadian Tire Bank 5-year GIC: 4.17% (up 0.04)tag:whatstherate.ca,2026:canadian-tire-bank-5-year-gic-2026-11-032026-11-03T12:00:00ZCanadian Tire Bank changed its 5-year GIC rate from 4.13% to 4.17% on 2026-11-03.Access Credit Union Savings: 2.15% (up 0.25)tag:whatstherate.ca,2026:access-credit-union-savings-2026-11-032026-11-03T12:00:00ZAccess Credit Union changed its Savings rate from 1.90% to 2.15% on 2026-11-03.UNI Financial 3-year fixed: 4.94% (up 0.05)tag:whatstherate.ca,2026:uni-financial-3-year-fixed-2026-11-022026-11-02T12:00:00ZUNI Financial changed its 3-year fixed rate from 4.89% to 4.94% on 2026-11-02.National Bank Savings: 0.65% (up 0.10)tag:whatstherate.ca,2026:national-bank-savings-2026-11-022026-11-02T12:00:00ZNational Bank changed its Savings rate from 0.55% to 0.65% on 2026-11-02.Manulife Bank Savings: 1.65% (up 0.15)tag:whatstherate.ca,2026:manulife-bank-savings-2026-11-022026-11-02T12:00:00ZManulife Bank changed its Savings rate from 1.50% to 1.65% on 2026-11-02.Desjardins Savings: 0.65% (up 0.10)tag:whatstherate.ca,2026:desjardins-savings-2026-11-022026-11-02T12:00:00ZDesjardins changed its Savings rate from 0.55% to 0.65% on 2026-11-02.Coast Capital Savings 5-year GIC: 4.00% (up 0.20)tag:whatstherate.ca,2026:coast-capital-savings-5-year-gic-2026-11-022026-11-02T12:00:00ZCoast Capital Savings changed its 5-year GIC rate from 3.80% to 4.00% on 2026-11-02.Coast Capital Savings 4-year GIC: 3.85% (up 0.15)tag:whatstherate.ca,2026:coast-capital-savings-4-year-gic-2026-11-022026-11-02T12:00:00ZCoast Capital Savings changed its 4-year GIC rate from 3.70% to 3.85% on 2026-11-02.Coast Capital Savings 3-year GIC: 3.75% (up 0.15)tag:whatstherate.ca,2026:coast-capital-savings-3-year-gic-2026-11-022026-11-02T12:00:00ZCoast Capital Savings changed its 3-year GIC rate from 3.60% to 3.75% on 2026-11-02.Coast Capital Savings 2-year GIC: 3.60% (up 0.20)tag:whatstherate.ca,2026:coast-capital-savings-2-year-gic-2026-11-022026-11-02T12:00:00ZCoast Capital Savings changed its 2-year GIC rate from 3.40% to 3.60% on 2026-11-02.Canadian Tire Bank 5-year GIC: 4.13% (up 0.10)tag:whatstherate.ca,2026:canadian-tire-bank-5-year-gic-2026-11-022026-11-02T12:00:00ZCanadian Tire Bank changed its 5-year GIC rate from 4.03% to 4.13% on 2026-11-02.CIBC Savings promo: 5.00% (up 0.40)tag:whatstherate.ca,2026:cibc-savings-promo-2026-11-022026-11-02T12:00:00ZCIBC changed its Savings promo rate from 4.60% to 5.00% on 2026-11-02.Beem Credit Union 5-year fixed: 4.59% (down 0.10)tag:whatstherate.ca,2026:beem-credit-union-5-year-fixed-2026-11-022026-11-02T12:00:00ZBeem Credit Union changed its 5-year fixed rate from 4.69% to 4.59% on 2026-11-02.Beem Credit Union 3-year fixed: 4.44% (down 0.10)tag:whatstherate.ca,2026:beem-credit-union-3-year-fixed-2026-11-022026-11-02T12:00:00ZBeem Credit Union changed its 3-year fixed rate from 4.54% to 4.44% on 2026-11-02.Affinity Credit Union 5-year fixed: 4.69% (up 0.10)tag:whatstherate.ca,2026:affinity-credit-union-5-year-fixed-2026-11-022026-11-02T12:00:00ZAffinity Credit Union changed its 5-year fixed rate from 4.59% to 4.69% on 2026-11-02.Affinity Credit Union 3-year fixed: 4.59% (up 0.10)tag:whatstherate.ca,2026:affinity-credit-union-3-year-fixed-2026-11-022026-11-02T12:00:00ZAffinity Credit Union changed its 3-year fixed rate from 4.49% to 4.59% on 2026-11-02.Coast Capital Savings 5-year fixed insured: 4.60% (up 0.11)tag:whatstherate.ca,2026:coast-capital-savings-5-year-fixed-insured-2026-11-012026-11-01T12:00:00ZCoast Capital Savings changed its 5-year fixed insured rate from 4.49% to 4.60% on 2026-11-01.Coast Capital Savings 5-year fixed: 4.85% (up 0.01)tag:whatstherate.ca,2026:coast-capital-savings-5-year-fixed-2026-11-012026-11-01T12:00:00ZCoast Capital Savings changed its 5-year fixed rate from 4.84% to 4.85% on 2026-11-01.Coast Capital Savings 3-year fixed: 4.60% (up 0.06)tag:whatstherate.ca,2026:coast-capital-savings-3-year-fixed-2026-11-012026-11-01T12:00:00ZCoast Capital Savings changed its 3-year fixed rate from 4.54% to 4.60% on 2026-11-01.Tangerine 4-year GIC: 4.20% (up 0.05)tag:whatstherate.ca,2026:tangerine-4-year-gic-2026-10-312026-10-31T12:00:00ZTangerine changed its 4-year GIC rate from 4.15% to 4.20% on 2026-10-31.Tangerine 3-year GIC: 4.15% (up 0.05)tag:whatstherate.ca,2026:tangerine-3-year-gic-2026-10-312026-10-31T12:00:00ZTangerine changed its 3-year GIC rate from 4.10% to 4.15% on 2026-10-31.Tangerine 2-year GIC: 4.05% (up 0.20)tag:whatstherate.ca,2026:tangerine-2-year-gic-2026-10-312026-10-31T12:00:00ZTangerine changed its 2-year GIC rate from 3.85% to 4.05% on 2026-10-31.Tangerine 1-year GIC: 3.75% (up 0.15)tag:whatstherate.ca,2026:tangerine-1-year-gic-2026-10-312026-10-31T12:00:00ZTangerine changed its 1-year GIC rate from 3.60% to 3.75% on 2026-10-31.Desjardins 5-year fixed: 4.99% (up 0.10)tag:whatstherate.ca,2026:desjardins-5-year-fixed-2026-10-312026-10-31T12:00:00ZDesjardins changed its 5-year fixed rate from 4.89% to 4.99% on 2026-10-31.Desjardins 3-year fixed: 6.14% (up 0.10)tag:whatstherate.ca,2026:desjardins-3-year-fixed-2026-10-312026-10-31T12:00:00ZDesjardins changed its 3-year fixed rate from 6.04% to 6.14% on 2026-10-31.RBC Royal Bank 3-year fixed: 5.09% (up 0.10)tag:whatstherate.ca,2026:rbc-royal-bank-3-year-fixed-2026-10-302026-10-30T12:00:00ZRBC Royal Bank changed its 3-year fixed rate from 4.99% to 5.09% on 2026-10-30.National Bank 5-year variable: 4.35% (down 0.69)tag:whatstherate.ca,2026:national-bank-5-year-variable-2026-10-302026-10-30T12:00:00ZNational Bank changed its 5-year variable rate from 5.04% to 4.35% on 2026-10-30.EQ Bank 5-year variable: 4.95% (down 0.09)tag:whatstherate.ca,2026:eq-bank-5-year-variable-2026-10-302026-10-30T12:00:00ZEQ Bank changed its 5-year variable rate from 5.04% to 4.95% on 2026-10-30.Assiniboine Credit Union Savings: 1.85% (up 0.25)tag:whatstherate.ca,2026:assiniboine-credit-union-savings-2026-10-302026-10-30T12:00:00ZAssiniboine Credit Union changed its Savings rate from 1.60% to 1.85% on 2026-10-30.Alterna Savings 5-year variable insured: 3.95% (up 0.25)tag:whatstherate.ca,2026:alterna-savings-5-year-variable-insured-2026-10-302026-10-30T12:00:00ZAlterna Savings changed its 5-year variable insured rate from 3.70% to 3.95% on 2026-10-30.Alterna Savings 5-year variable: 4.40% (up 0.25)tag:whatstherate.ca,2026:alterna-savings-5-year-variable-2026-10-302026-10-30T12:00:00ZAlterna Savings changed its 5-year variable rate from 4.15% to 4.40% on 2026-10-30.Access Credit Union 5-year variable: 3.80% (up 0.25)tag:whatstherate.ca,2026:access-credit-union-5-year-variable-2026-10-302026-10-30T12:00:00ZAccess Credit Union changed its 5-year variable rate from 3.55% to 3.80% on 2026-10-30.Access Credit Union 5-year fixed: 4.49% (up 0.10)tag:whatstherate.ca,2026:access-credit-union-5-year-fixed-2026-10-302026-10-30T12:00:00ZAccess Credit Union changed its 5-year fixed rate from 4.39% to 4.49% on 2026-10-30.Access Credit Union 3-year fixed: 4.29% (up 0.10)tag:whatstherate.ca,2026:access-credit-union-3-year-fixed-2026-10-302026-10-30T12:00:00ZAccess Credit Union changed its 3-year fixed rate from 4.19% to 4.29% on 2026-10-30.Vancity 5-year variable: 4.20% (up 0.25)tag:whatstherate.ca,2026:vancity-5-year-variable-2026-10-292026-10-29T12:00:00ZVancity changed its 5-year variable rate from 3.95% to 4.20% on 2026-10-29.UNI Financial 5-year variable: 4.30% (up 0.25)tag:whatstherate.ca,2026:uni-financial-5-year-variable-2026-10-292026-10-29T12:00:00ZUNI Financial changed its 5-year variable rate from 4.05% to 4.30% on 2026-10-29.Tru Cooperative Bank 5-year variable insured: 3.95% (up 0.25)tag:whatstherate.ca,2026:tru-cooperative-bank-5-year-variable-insured-2026-10-292026-10-29T12:00:00ZTru Cooperative Bank changed its 5-year variable insured rate from 3.70% to 3.95% on 2026-10-29.Tru Cooperative Bank 5-year variable: 4.10% (up 0.25)tag:whatstherate.ca,2026:tru-cooperative-bank-5-year-variable-2026-10-292026-10-29T12:00:00ZTru Cooperative Bank changed its 5-year variable rate from 3.85% to 4.10% on 2026-10-29.Tangerine 5-year variable: 4.20% (up 0.25)tag:whatstherate.ca,2026:tangerine-5-year-variable-2026-10-292026-10-29T12:00:00ZTangerine changed its 5-year variable rate from 3.95% to 4.20% on 2026-10-29.TD Canada Trust Savings: 0.55% (up 0.10)tag:whatstherate.ca,2026:td-canada-trust-savings-2026-10-292026-10-29T12:00:00ZTD Canada Trust changed its Savings rate from 0.45% to 0.55% on 2026-10-29.TD Canada Trust 5-year variable: 4.54% (up 0.25)tag:whatstherate.ca,2026:td-canada-trust-5-year-variable-2026-10-292026-10-29T12:00:00ZTD Canada Trust changed its 5-year variable rate from 4.29% to 4.54% on 2026-10-29.Steinbach Credit Union Savings: 2.25% (up 0.25)tag:whatstherate.ca,2026:steinbach-credit-union-savings-2026-10-292026-10-29T12:00:00ZSteinbach Credit Union changed its Savings rate from 2.00% to 2.25% on 2026-10-29.Steinbach Credit Union 5-year variable insured: 3.80% (up 0.25)tag:whatstherate.ca,2026:steinbach-credit-union-5-year-variable-insured-2026-10-292026-10-29T12:00:00ZSteinbach Credit Union changed its 5-year variable insured rate from 3.55% to 3.80% on 2026-10-29.Steinbach Credit Union 5-year variable: 3.80% (up 0.25)tag:whatstherate.ca,2026:steinbach-credit-union-5-year-variable-2026-10-292026-10-29T12:00:00ZSteinbach Credit Union changed its 5-year variable rate from 3.55% to 3.80% on 2026-10-29.Simplii Financial 5-year variable: 4.45% (up 0.25)tag:whatstherate.ca,2026:simplii-financial-5-year-variable-2026-10-292026-10-29T12:00:00ZSimplii Financial changed its 5-year variable rate from 4.20% to 4.45% on 2026-10-29.