@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/source-serif-4-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:"Source Serif 4";font-style:italic;font-weight:400;font-display:swap;src:url(fonts/source-serif-4-latin-400-italic.woff2) format('woff2')}
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/source-serif-4-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:Sora;font-style:normal;font-weight:600;font-display:swap;src:url(fonts/sora-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:Sora;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/sora-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:Manrope;font-style:normal;font-weight:400;font-display:swap;src:url(fonts/manrope-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:Manrope;font-style:normal;font-weight:500;font-display:swap;src:url(fonts/manrope-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:Manrope;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/manrope-latin-700-normal.woff2) format('woff2')}
:root{color-scheme:light;--bg:#F5F8FD;--fg:#10213F;--mu:#51617F;--card:#fff;--ln:#DCE5F2;--ln2:#E8EEF7;--lowbg:#FFD23F;--lowfg:#10213F;--big:#10213F;--tbg:#fff;--tln:#DCE5F2;--thl:transparent;--pill:#FFD23F;--pillfg:#10213F;--warn:#9A3412;--fw:700;--hd:Sora,system-ui,sans-serif;--bd:Manrope,system-ui,sans-serif;--link:#1650C9;--ac:#1650C9;--acfg:#fff;--ow:#DCE5F2;--owfg:#10213F}
[data-theme="dark"]{color-scheme:dark;--bg:#0D1524;--fg:#E8EDF6;--mu:#9AAAC4;--card:#152238;--ln:#243452;--ln2:#1D2C46;--lowbg:transparent;--lowfg:#F0B94A;--big:#F0B94A;--tbg:transparent;--tln:transparent;--thl:#F0B94A;--pill:transparent;--pillfg:#9AAAC4;--warn:#FBBF77;--link:#7DB8FF;--ac:#F0B94A;--acfg:#0D1524;--ow:#243452;--owfg:#E8EDF6}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--fg);font:16px/1.55 var(--bd)}
main{max-width:1080px;margin:0 auto;padding:36px 24px 64px}
.n{display:flex;justify-content:space-between;align-items:center;gap:12px 20px;flex-wrap:wrap}
.nw,.r{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
a.brand{color:var(--fg);text-decoration:none;font:var(--fw) 22px var(--hd);margin-right:8px}
a.nl{display:inline-block;padding:6px 14px;border:1px solid var(--ln);border-radius:999px;background:var(--card);color:var(--fg);text-decoration:none;font-size:14px}
a.nl:hover{border-color:var(--fg)}
a.nl[aria-current]{background:var(--fg);color:var(--bg);border-color:var(--fg)}
.pill{background:var(--pill);color:var(--pillfg);border-radius:999px;padding:4px 14px;font-weight:700;font-size:14px}
.mode{display:inline-grid;place-items:center;width:40px;height:40px;color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:0;cursor:pointer}
.mode svg{width:18px;height:18px}
.su{display:none}
[data-theme="dark"] .su{display:block}
[data-theme="dark"] .mo{display:none}
h1{font:var(--fw) clamp(36px,6vw,56px)/1.05 var(--hd);letter-spacing:-.02em;margin:0 0 12px}
h2{font:var(--fw) clamp(26px,4vw,34px)/1.15 var(--hd);margin:0 0 8px}
h3{font:var(--fw) 19px/1.3 var(--hd);margin:0 0 8px}
.hero{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap;margin-top:40px}
.pg{margin-top:40px}
.side{display:flex;align-items:flex-start;margin-left:auto;text-align:right}
.pr{padding:0 24px}
.pr:not([hidden])+.pr:not([hidden]){border-left:1px solid var(--ln)}
.pr a{font-size:14px}
.pr:last-child{padding-right:0}
.pr b{display:block;font:var(--fw) clamp(30px,4.5vw,40px)/1.1 var(--hd);color:var(--big);margin:4px 0}
.pr sup{font-size:.45em;vertical-align:top;position:relative;top:.2em;margin-left:2px}
.m,.f{color:var(--mu)}
.f{font-size:13px;margin:16px 0 0}
.f b{color:var(--fg)}
.banner{background:#fde7b0;color:#2b2000;padding:10px 12px;border-radius:8px;margin:16px 0}
.c{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:28px 0}
.k{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:22px 24px}
.k em{font-style:normal;color:var(--mu);font-weight:500}
.k b{display:block;font:var(--fw) clamp(40px,7vw,54px)/1.1 var(--hd);color:var(--big);margin:4px 0}
.t{background:var(--tbg);border:1px solid var(--tln);border-radius:20px;overflow-x:auto}
table{width:100%;border-collapse:collapse}
th,td{padding:16px 20px;text-align:right;vertical-align:top}
th:first-child,td:first-child{text-align:left}
th{color:var(--mu);font-weight:700;font-size:14px;border-bottom:2px solid var(--thl);white-space:nowrap}
th button{font:inherit;color:inherit;background:none;border:0;cursor:pointer;padding:4px 0}
th[aria-sort] button{color:var(--fg)}
tr+tr td{border-top:1px solid var(--ln2)}
td.rate b{font:var(--fw) 24px var(--hd);font-variant-numeric:tabular-nums;white-space:nowrap}
td.low b{background:var(--lowbg);color:var(--lowfg);border-radius:10px;padding:1px 10px}
.s{display:block;font-size:13px;color:var(--mu)}
.sw{color:var(--warn)}
td.none{color:var(--mu)}
a{color:var(--link);font-weight:700;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:4px}
a:hover{text-decoration-thickness:3px}
a svg{width:14px;height:14px;margin-left:5px;vertical-align:-1px}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--fg);outline-offset:2px}
section{margin-top:64px;scroll-margin-top:16px}
.lk{font:inherit;font-weight:700;color:var(--link);background:none;border:0;padding:0;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:4px;cursor:pointer}
.est{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin-top:16px;background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:24px}
.fl{display:grid;gap:14px}
label{display:block;font-weight:600;font-size:14px}
input,select{display:block;width:100%;margin-top:6px;font:inherit;color:var(--fg);background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:10px 12px}
select:disabled{opacity:.7}
.df{margin-left:8px;font-size:12px;font-weight:500;color:var(--mu);border:1px solid var(--ln);border-radius:999px;padding:0 8px}
.sg{display:inline-flex;border:1px solid var(--ln);border-radius:999px;overflow:hidden;margin-left:8px;vertical-align:middle}
.sg button{font:600 12px var(--bd);color:var(--fg);background:var(--bg);border:0;padding:3px 12px;cursor:pointer}
.sg button[aria-pressed="true"]{background:var(--fg);color:var(--bg)}
#pay{display:block;font:var(--fw) clamp(40px,7vw,54px)/1.1 var(--hd);color:var(--big);margin:4px 0}
#res{margin:14px 0 0;padding-left:18px;font-size:14px}
#res li{margin:7px 0}
.msg{margin:16px 0 0;padding:12px 16px;border-radius:12px;background:var(--card);border:1px solid var(--ln);font-size:14px}
.msg.w{border-color:var(--warn)}
.cmp{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin:16px 0}
.cmp>div,.cc article{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:20px 24px}
.cmp ul,.ul{margin:8px 0 0;padding-left:18px}
.cmp li,.ul li{margin:6px 0}
.pt{max-width:420px}
.pt th,.pt td{text-align:left;padding:10px 16px}
.cc article{margin:16px 0}
.cc p{margin:0 0 12px}
.nm{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--ac);color:var(--acfg);font-size:14px;margin-right:8px}
.bar{display:flex;border-radius:12px;overflow:hidden;min-height:44px}
.seg{display:flex;align-items:center;padding:0 10px;font-size:13px;font-weight:700;white-space:nowrap;overflow:hidden;min-width:0}
.seg.a{background:var(--ac);color:var(--acfg)}
.seg.o{background:var(--ow);color:var(--owfg)}
.eq{margin:10px 0}
.eq>span{display:block;font-size:13px;font-weight:700;margin-bottom:4px}
.yb{display:flex;height:150px;gap:3px}
.yc{flex:1;display:flex;flex-direction:column;border-radius:3px;overflow:hidden}
.yc .i{background:var(--ow)}
.yc .p{background:var(--ac)}
.ax{display:flex;justify-content:space-between;font-size:13px;color:var(--mu);margin-top:4px}
.lg{display:flex;gap:16px;font-size:13px;color:var(--mu);margin:8px 0}
.sq{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.sq.ow{background:var(--ow)}
.sq.ac{background:var(--ac)}
.wk{padding-left:20px;margin:0 0 12px}
.wk li{margin:6px 0}
.fm{white-space:pre-wrap!important;display:block;background:var(--bg);border:1px solid var(--ln);border-radius:12px;padding:12px 16px;margin:8px 0;font:14px/1.7 ui-monospace,Menlo,Consolas,monospace;overflow-x:auto;white-space:pre}
code{background:var(--bg);border:1px solid var(--ln);border-radius:6px;padding:1px 6px;font-size:13px}
@media (max-width:480px){th,td{padding:12px 8px}td.rate b{font-size:19px}.pr{padding:0 14px}}
.jump{font-size:14px}
.jump a{margin-right:4px}
details.as{border:1px solid var(--ln);border-radius:12px;padding:10px 14px}
details.as summary{cursor:pointer;font-weight:600;font-size:14px}
details.as .fl{margin-top:12px}
.btn{font:600 14px var(--bd);color:var(--acfg);background:var(--ac);border:0;border-radius:999px;padding:8px 18px;cursor:pointer}
textarea.fm{width:100%;white-space:pre;resize:vertical;margin:8px 0}
article{scroll-margin-top:16px}
.hub{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;margin-top:24px}
a.card{display:block;background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:20px 24px;text-decoration:none;color:var(--fg)}
a.card:hover{border-color:var(--fg)}
a.card h3{color:var(--link);margin:0 0 6px}
a.card p{margin:0;color:var(--mu);font-size:14px;font-weight:400}
.pn{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:24px}
.sm{font-size:12px}
.src{margin-top:20px}
.back{margin:0 0 8px;font-size:14px}

.vl{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(24px,3vw,48px);align-items:start}
.vc{min-width:0}
.tabs{display:flex;flex-direction:column;gap:6px;position:sticky;top:16px;padding:0 20px 0 0;border-right:1px solid var(--ln)}
.tabs a{text-align:left;white-space:normal!important;border-radius:12px!important}
@media (max-width:820px){.vl{display:block}.tabs{position:static;flex-direction:row;flex-wrap:wrap;padding:0 0 14px;margin:0 0 18px;border-right:0;border-bottom:1px solid var(--ln)}.tabs a{border-radius:999px!important}}
.lg-logo{display:inline-grid;place-items:center;width:28px;height:28px;margin-right:10px;vertical-align:middle;flex:none}
.lg-logo{overflow:hidden}
.lg-logo img{width:100%;height:100%;max-width:100%;max-height:100%;min-height:0;object-fit:contain;display:block}
.lg-logo span{display:grid;place-items:center;width:28px;height:28px;border-radius:7px;background:var(--card);box-shadow:inset 0 0 0 1px var(--ln);color:var(--fg)!important}
.lg-logo span{font:700 11px var(--bd);color:#10213F}
td.ln{white-space:nowrap}
.tabs a{flex:none;padding:7px 16px;border:1px solid var(--ln);border-radius:999px;background:var(--card);color:var(--fg);text-decoration:none;font-size:14px;white-space:nowrap}
.tabs a:hover{border-color:var(--fg)}
.tabs a[aria-current]{background:var(--fg);color:var(--bg);border-color:var(--fg)}
.res b{display:block;font:var(--fw) clamp(40px,7vw,54px)/1.1 var(--hd);color:var(--big);margin:4px 0}
@media (max-width:480px){.tabs{gap:6px}.tabs a{padding:5px 11px;font-size:13px}}
input.sl{padding:0;border:0;background:none;margin-top:6px;accent-color:var(--ac);cursor:pointer}
input[hidden]+input.sl{display:none}
body{animation:pagein .2s ease-out}
@keyframes pagein{from{opacity:0}to{opacity:1}}
body.leaving{opacity:0;transition:opacity .15s ease-in}
@media (prefers-reduced-motion:reduce){body{animation:none}body.leaving{opacity:1;transition:none}}
:root{--good:#15803D;--s1:#0079C1;--s2:#C41F3E;--s3:#F2B92C;--s4:#E31B23;--s5:#005DAA;--s6:#EC111A;--s7:#F26722;--s8:#3FAE2A;--s9:#0072EF;--s10:#DB7612;--s11:#0056FF;--s12:#00874E;--s13:#72BB43;--s14:#00A758;--s15:#E31B54;--s16:#00527A;--s17:#F5B21A;--s18:#172A53;--s19:#008EAA;--s20:#0093D0;--s21:#E5531A;--s22:#009639;--s23:#F37E20;--s24:#003B4A;--s25:#B149BB;--s26:#B2282D;--s27:#7C3CB3;--s28:#222222;--s29:#C2185B;--s30:#4E5D6C;--s31:#D52B1E;--s32:#8C1D40;--s33:#0F9D8A;--s34:#6A1B9A;--s35:#558B2F;--grid:#E8EEF7}
[data-theme="dark"]{--good:#6EE7A0;--s1:#2E9BE0;--s2:#E0485F;--s3:#F2B92C;--s4:#F04A50;--s5:#3D8BE0;--s6:#F24A50;--s7:#F58A4E;--s8:#5CC447;--s9:#3D93FF;--s10:#E8913A;--s11:#4D8BFF;--s12:#2EAE6E;--s13:#8ACB62;--s14:#2EC47A;--s15:#F0517D;--s16:#3F98C7;--s17:#F5B21A;--s18:#6F8FD0;--s19:#2EB5CF;--s20:#3DB2E6;--s21:#F27A4A;--s22:#2EC266;--s23:#F59A50;--s24:#4DA8BD;--s25:#C97AD2;--s26:#E0565B;--s27:#A777D6;--s28:#D8D8D8;--s29:#EC6A9B;--s30:#A9B6C4;--s31:#F0645A;--s32:#D9667F;--s33:#3CCFB9;--s34:#B57BD6;--s35:#93C46A;--grid:#1D2C46}
.chg{display:inline-block;font:700 12px var(--bd);margin-right:8px;vertical-align:3px;white-space:nowrap}
.chg.up{color:var(--warn)}
.chg.dn{color:var(--good)}
.chg span[aria-hidden]{font-size:10px;margin-right:2px}
.ctl{display:flex;flex-wrap:wrap;gap:8px 16px;align-items:center;margin:8px 0 20px}
.seg2{display:inline-flex;border:1px solid var(--ln);border-radius:999px;overflow:hidden}
.seg2 button{font:600 13px var(--bd);color:var(--fg);background:var(--card);border:0;padding:6px 14px;cursor:pointer;min-height:36px}
.seg2 button[aria-pressed="true"]{background:var(--fg);color:var(--bg)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{display:inline-flex;align-items:center;gap:6px;font:600 13px var(--bd);color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:5px 12px;cursor:pointer;min-height:34px}
.chip[aria-pressed="false"]{color:var(--mu);border-style:dashed;text-decoration:line-through}
.chip[aria-pressed="false"] i{opacity:.35}
.chip i{width:10px;height:10px;border-radius:50%;display:inline-block}
.chart{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:20px 24px;margin:0 0 20px;position:relative}
.chart h3{margin:0 0 2px}
.chart svg{display:block;width:100%;height:auto;overflow:visible}
.chart .ax text{fill:var(--mu);font:12px var(--bd)}
.chart .gl{stroke:var(--grid);stroke-width:1}
.chart .cross{stroke:var(--mu);stroke-width:1;stroke-dasharray:3 3}
.lpop{position:absolute;pointer-events:none;display:inline-flex;align-items:center;gap:6px;white-space:nowrap;background:var(--fg);color:var(--bg);border-radius:8px;padding:5px 10px;font:600 13px var(--bd);box-shadow:0 4px 14px rgba(0,0,0,.18);opacity:0;transform:translateY(4px);transition:opacity .15s ease,transform .15s ease;z-index:3}
.lpop.on{opacity:1;transform:none}
.lpop i{width:10px;height:10px;border-radius:50%;flex:none;box-shadow:0 0 0 2px var(--bg)}
.lpop b{font-weight:800}
.chart svg path.ln{transition:opacity .15s ease,stroke-width .15s ease}
.chart svg path.gapln{opacity:.55}
.chart svg.focus path.gapln{opacity:.15}
.chart svg.focus path.ln{opacity:.3}
.chart svg.focus path.ln.on{opacity:1;stroke-width:3.5}
@media (prefers-reduced-motion:reduce){.lpop,.chart svg path.ln{transition:none}}
.tip{position:absolute;pointer-events:none;background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:8px 12px;font-size:13px;box-shadow:0 4px 16px rgba(0,0,0,.12);min-width:180px;z-index:2}
.tip b{display:block;margin-bottom:4px}
.tip div{display:flex;justify-content:space-between;gap:12px}
.lgd{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:13px;color:var(--mu);margin:8px 0 0}
.lgd span{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--fg)}
/* the swatch is drawn like the chart itself: a line in the lender's colour with its end dot */
.lgd i{position:relative;width:20px;height:3px;border-radius:2px;display:inline-block;background:var(--c)}
.lgd i::after{content:"";position:absolute;right:-1px;top:50%;width:8px;height:8px;margin-top:-4px;border-radius:50%;background:var(--c)}
.lgd i.dash{background:repeating-linear-gradient(90deg,var(--c) 0 5px,transparent 5px 8px)}
.lgd i.dash::after{display:none}
.empty{color:var(--mu);font-size:14px;margin:12px 0}
details.tv{margin-top:10px;font-size:14px}
details.tv summary{cursor:pointer;font-weight:600}
.tv .t{margin-top:8px;max-height:320px;overflow:auto}
.tv th,.tv td{padding:6px 12px;font-size:13px}
.cmpt{width:100%;border-collapse:collapse;margin-top:12px;font-size:14px}
.cmpt th,.cmpt td{padding:8px 10px;text-align:right;border-top:1px solid var(--ln2)}
.cmpt th:first-child,.cmpt td:first-child{text-align:left}
.cmpt thead th{border-top:0;color:var(--mu);font-size:13px}
.cmpt tr.hl td{font-weight:700}
.res .big-sub{display:block;font-size:14px;color:var(--mu)}
label.ck{display:flex;align-items:center;gap:10px;font-weight:600}
label.ck input{width:20px;height:20px;margin:0;flex:none}
.prose h2{margin-top:32px}
.prose p,.prose li{max-width:75ch}
.f .chg{margin:0 1px;vertical-align:0}
td.st b{color:var(--mu);font-style:italic}
.ref{font-size:.7em;margin-left:1px}
.ref a{text-decoration:none;padding:0 1px}
ol.refs{margin:6px 0 0;padding-left:20px}
ol.refs li{margin:4px 0}

button.q{display:inline-grid;place-items:center;width:24px;height:24px;padding:0;margin-left:1px;border-radius:50%;border:3px solid transparent;background:transparent;background-clip:padding-box;box-shadow:inset 0 0 0 1px var(--mu);color:var(--mu);font:700 11px var(--bd);cursor:pointer;vertical-align:1px;line-height:1}
button.q:hover,button.q[aria-expanded="true"]{background-color:var(--fg);color:var(--bg);box-shadow:inset 0 0 0 1px var(--fg)}
.qpop{position:absolute;z-index:50;background:var(--card);color:var(--fg);border:1px solid var(--ln);border-radius:12px;padding:12px 14px;font:400 14px/1.5 var(--bd);box-shadow:0 8px 24px rgba(0,0,0,.18)}
.qpop b{display:block;margin-bottom:4px}
.qpop a{display:block;margin-top:8px;font-size:13px}
.start{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px;margin:28px 0}
.start>div{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:20px 24px}
.start h3{margin:0 0 4px}
.start p{margin:0 0 10px;color:var(--mu);font-size:14px}
.start ul{margin:0;padding-left:18px}
.start li{margin:6px 0}
.k .per{display:block;font-size:13px;color:var(--mu);margin-top:6px}
.say{font:600 18px/1.45 var(--bd);margin:0 0 14px;color:var(--fg)}
.ex{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 14px;font-size:14px}
.ex button{font:600 13px var(--bd);color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:6px 12px;cursor:pointer;min-height:34px}
.ex button:hover{border-color:var(--fg)}
.acts{display:flex;flex-wrap:wrap;gap:8px 16px;align-items:center}
.kp{background:var(--bg);border:1px solid var(--ln);border-radius:14px;padding:12px 16px 12px 16px;margin:0 0 16px}
.kp b{display:block;margin-bottom:4px}
.kp ul{margin:0;padding-left:18px}
.kp li{margin:4px 0}
.faq details{background:var(--card);border:1px solid var(--ln);border-radius:16px;padding:14px 18px;margin:10px 0}
.faq summary{cursor:pointer;font:700 17px var(--hd)}
.faq details p{margin:10px 0 0}
dl.gl dt{font:700 17px var(--hd);margin-top:18px;scroll-margin-top:16px}
dl.gl dd{margin:4px 0 0}
th .q{vertical-align:0}
.sh{font-size:clamp(22px,3vw,26px);margin:36px 0 0}
.start{margin-top:14px}
.t{position:relative}
@media (max-width:600px){th{white-space:normal;line-height:1.25}th button{text-align:right}}
.res b.long{font-size:clamp(28px,4vw,36px);line-height:1.2}
.est .fl{align-content:start}
.below{margin-top:16px}
.below:empty{display:none}
.tw{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:8px 20px 12px;overflow-x:auto}
.tw .cmpt{margin-top:4px}
.cmpt td,.cmpt th{white-space:nowrap}
.cmpt td:first-child{white-space:normal}
@media (max-width:600px){.cmpt td,.cmpt th{white-space:normal;padding:8px 6px}.tw{padding:6px 12px 10px}}

a.brand{display:inline-flex;align-items:center;gap:10px}
a.brand img{width:28px;height:28px;border-radius:7px}
.lede{font:500 clamp(17px,2.2vw,20px)/1.45 var(--bd);color:var(--fg);margin:0 0 8px;max-width:34ch}
.menu{display:none;font:600 14px var(--bd);color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:7px 14px;cursor:pointer;min-height:40px}
.mainnav{display:contents}
.tabsel{display:none}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--fg);color:var(--bg);padding:10px 16px;border-radius:10px;text-decoration:none}
.skip:focus{left:12px}
h1:focus{outline:none}
.sitefoot{margin-top:72px;padding-top:24px;border-top:1px solid var(--ln);font-size:13px;color:var(--mu)}
.sitefoot nav{display:flex;flex-wrap:wrap;gap:8px 20px;margin-bottom:12px}
.sitefoot nav a{font-weight:600;font-size:14px}
.sitefoot p{margin:6px 0}
@media (max-width:1180px){
  /* one row: logo on the left; light/dark and Menu on the right; the menu opens full width below */
  .n{align-items:center;gap:10px 8px}
  .nw{display:contents}
  .n a.brand{order:1;margin-right:auto}
  .n .r{order:2;width:auto}
  .menu{order:3;display:inline-flex;align-items:center;gap:6px}
  .mainnav{order:4;display:none;width:100%;flex-direction:column;gap:8px;margin-top:8px}
  .n.open .mainnav{display:flex}
  .mainnav a.nl{padding:10px 14px;border-radius:12px}
  .n a.brand{font-size:clamp(16px,5vw,20px);gap:10px}
  .n a.brand .bm{width:clamp(24px,7vw,28px);height:clamp(24px,7vw,28px)}
  .n .mode{width:38px;height:38px}
  .menu{padding:6px 12px;min-height:38px}
}
@media (max-width:380px){  /* narrow phones: just the ☰ icon (screen readers still hear "Menu") */
  .menu{width:38px;padding:0;justify-content:center}
  .menu .mt{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
}
@media (max-width:820px){
  .vl nav.tabs{display:none}
  .tabsel{display:block;font-weight:600;font-size:14px;margin:0 0 20px}
}
@media print{
  :root,[data-theme="dark"]{--bg:#fff;--fg:#000;--mu:#333;--card:#fff;--ln:#bbb;--ln2:#ddd;--big:#000;--link:#000;--lowbg:#eee;--lowfg:#000}
  body{background:#fff;animation:none}
  #site-header,.skip,nav.tabs,.tabsel,.ex,.sitefoot nav,input.sl,button.q,.df,.pn,.lk,#reset,.mode,.pill{display:none!important}
  .vc>h1+p.m,.pg>h1+p.m{display:none}
  details.as{border:0;padding:0}
  details.as>summary{display:none}
  details.as>.fl{display:grid!important}
  main{padding:0;max-width:none}
  .vl{display:block}
  .est,.k,.chart,.tw,.cc article{break-inside:avoid;box-shadow:none}
  input,select{border:1px solid #999}
  a{text-decoration:none}
  .src a::after{content:" (" attr(href) ")";font-weight:400;font-size:11px;word-break:break-all}
  main::after{content:"Printed from whatstherate.ca. Estimates only, not financial advice.";display:block;margin-top:24px;font-size:12px;color:#333}
}
h2.h3{font:var(--fw) 19px/1.3 var(--hd);margin:0 0 8px}
.chart h2.h3{margin:0 0 2px}
.start2{display:flex;flex-wrap:wrap;gap:12px;margin:14px 0 8px}
.start2 a{flex:1 1 220px;display:flex;justify-content:space-between;align-items:center;gap:10px;padding:16px 20px;background:var(--card);border:1px solid var(--ln);border-radius:16px;color:var(--fg);text-decoration:none;font:700 16px var(--bd)}
.start2 a:hover{border-color:var(--fg)}
.start2 a span{color:var(--link);font-size:18px}
/* Light/dark switch: quick fade */
::view-transition-old(root),::view-transition-new(root){animation-duration:.3s;animation-timing-function:ease}
html.theming,html.theming *,html.theming *::before,html.theming *::after{transition:background-color .3s ease,color .3s ease,border-color .3s ease,fill .3s ease,stroke .3s ease,box-shadow .3s ease !important}
@media (prefers-reduced-motion:reduce){::view-transition-old(root),::view-transition-new(root){animation:none}}
/* Navy band (header on every page, plus the hero on the home page), styled like the share image */
:root{--bandbg:#10213F}[data-theme="dark"]{--bandbg:#132648}
.band{--fg:#FFFFFF;--mu:#C9D3E6;--big:#FFD23F;--ln:#31456B;--card:transparent;--link:#FFD23F;--warn:#FBBF77;color:var(--fg);background-color:var(--bandbg);border-image:conic-gradient(var(--bandbg) 0 0) fill 0/0/36px 100vmax 0 100vmax;padding-bottom:22px;margin-bottom:12px}
.band.home{padding-bottom:56px;margin-bottom:36px}
.band.home .hero{margin-top:56px;display:grid;row-gap:0;grid-template-columns:minmax(0,1fr) auto;column-gap:32px;align-items:end}
.band.home .hero>div:first-child{display:contents}
.band.home .hero h1{grid-column:1/-1}
.band.home .hero .lede,.band.home #updated{grid-column:1}
.band.home .hero .side{grid-column:2;grid-row:2/4;align-self:end;margin:0}
@media (max-width:820px){.band.home .hero{grid-template-columns:1fr}.band.home .hero .side{grid-column:1;grid-row:auto;margin:20px 0 0 auto}}
a.brand{color:#FFFFFF;font:700 24px var(--hd);gap:16px}
a.brand .bm{width:34px;height:34px;color:#FFD23F;flex:none}
.band a.nl{background:transparent;color:#E8EDF6;border:2px solid #31456B;font-weight:700}
.band a.nl:hover{border-color:#FFD23F}
.band a.nl[aria-current]{background:#FFD23F;color:#10213F;border-color:#FFD23F}
.band a.nl.shop:not([aria-current]){color:#FFD23F}
.band .mode,.band .menu{background:transparent;color:#E8EDF6;border:2px solid #31456B}
.band .mode:hover,.band .menu:hover{border-color:#FFD23F}
.band :focus-visible{outline:3px solid #FFD23F;outline-offset:2px}
.band.home h1{font-size:clamp(42px,7.4vw,78px);line-height:1.04;letter-spacing:-.025em;margin-bottom:18px}
.band .lede{color:#C9D3E6;font-weight:500;max-width:30em;margin-bottom:14px}
.band .pr:not([hidden])+.pr:not([hidden]){border-left-color:#31456B}
/* Headings: tight Sora, key words in yellow (a yellow marker on light backgrounds so they stay readable) */
h1{letter-spacing:-.025em}
h2{letter-spacing:-.015em}
h1 .hl{background:linear-gradient(transparent 60%,#FFD23F 60%,#FFD23F 92%,transparent 92%);padding:0 .06em;-webkit-box-decoration-break:clone;box-decoration-break:clone}
.band h1 .hl,[data-theme="dark"] h1 .hl{background:none;padding:0;color:#FFD23F}
[data-theme="dark"] h1 .hl{color:#F0B94A}
.band h1 .hl{color:#FFD23F}
@media print{.band{border-image:none;background:none;color:#000;--fg:#000;--mu:#333;--big:#000}.band h1 .hl,h1 .hl{color:#000;background:none}}
@media (max-width:700px){a.brand{font-size:20px;gap:10px}a.brand .bm{width:28px;height:28px}}
/* Rate-type and lender pages */
.crumbs{font-size:14px;color:var(--mu);margin:0 0 10px}
.crumbs a{color:var(--mu)}
table.rank th:nth-child(-n+2),table.rank td:nth-child(-n+2){text-align:left}
table.rank td.rk{font:700 18px var(--hd);color:var(--mu);width:64px}
table.rank tr.top td.rk{color:var(--fg)}
table.rank td.gap{color:var(--mu);font-size:14px;white-space:nowrap;padding-top:20px}
.lowtag{background:var(--lowbg);color:var(--lowfg);border-radius:999px;padding:2px 10px;font-weight:700;font-size:12px}
[data-theme="dark"] .lowtag{border:1px solid var(--ac)}
.k em a{color:inherit}
.k .s{display:block;margin-top:6px;font-size:13px;color:var(--mu)}
.k .s a{color:var(--link)}
.k .chg{margin:0 0 2px}
.k b.none{color:var(--mu)}
.lnk{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0 8px}
.lnk a{display:inline-flex;align-items:center;padding:8px 16px;border:1px solid var(--ln);border-radius:999px;background:var(--card);color:var(--fg);text-decoration:none;font-weight:600;font-size:14px}
.lnk a:hover{border-color:var(--fg)}
.lnk .lg-logo{width:22px;height:22px;margin-right:8px}
.start2 .bt{display:flex;flex-direction:column;gap:2px}
.start2 .bt small{font-size:13px;color:var(--mu);font-weight:500}
.start2 .bt small:empty{display:none}
@media (max-width:480px){table.rank td.rk{width:40px}table.rank td.gap{font-size:13px}}
@media (max-width:600px){#best .k:not(:first-child){display:none}table.rank th:nth-child(4),table.rank td:nth-child(4){display:none}}
@media (min-width:701px) and (max-width:1180px){.band a.nl{padding:6px 11px;font-size:13px}.band .mode{width:36px;height:36px}a.brand{font-size:21px;gap:12px}a.brand .bm{width:30px;height:30px}.nw{gap:8px}.n{gap:12px 12px}}
/* Calculators: actions under the result, workings tucked away */
.acts{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px 20px;margin:12px 0 4px;font-size:14px}
.how{margin-top:14px;border-top:1px solid var(--ln);padding-top:10px}
.how .howh{margin:0 0 8px;font-weight:700;font-size:14px}
.how ul{margin:0;padding-left:18px}
.how .msg{background:none;border:0;padding:0;margin:8px 0 0;font-size:14px;color:var(--mu)}
@media print{.acts{display:none}}
/* Mortgages Explained: textbook style */
:root{--serif:"Source Serif 4",Georgia,"Times New Roman",serif}
.eyebrow{font:700 12px var(--bd);letter-spacing:.14em;text-transform:uppercase;color:var(--mu);margin:0 0 10px}
.deck{font:italic 400 clamp(18px,2.2vw,21px)/1.5 var(--serif);color:var(--mu);margin:-2px 0 8px;max-width:38em}
.cc article{font:400 18px/1.75 var(--serif);padding:32px clamp(20px,4vw,48px)}
.cc article>p,.cc article>ul,.cc article>ol{max-width:66ch}
.cc article h2:not(.h3){font:700 23px/1.25 var(--hd);letter-spacing:-.01em;margin:32px 0 10px}
.cc article h2.h3{font:700 18px/1.3 var(--hd)}
.cc p{margin:0 0 16px}
dfn{font-style:normal;font-weight:600;background:linear-gradient(transparent 70%,rgba(255,210,63,.55) 70%)}
[data-theme="dark"] dfn{background:none;color:var(--ac)}
aside.kp{background:none;border:0;border-left:4px solid #FFD23F;border-radius:0;padding:4px 0 4px 22px;margin:0 0 28px}
[data-theme="dark"] aside.kp{border-left-color:var(--ac)}
aside.kp b{font:700 12px var(--bd);letter-spacing:.14em;text-transform:uppercase;color:var(--mu);margin-bottom:6px}
aside.kp li{font:400 17px/1.6 var(--serif);margin:5px 0}
.cmp{font-size:16px;line-height:1.6}
.cc .t,.cc .wk b,.cc .s{font-family:var(--bd)}
.cc .t{font-size:15px;line-height:1.5}
.cc table caption{caption-side:top;text-align:left;font:italic 400 15px var(--serif);color:var(--mu);padding:14px 20px 0}
.ex2{background:var(--bg);border-left:3px solid var(--ln);padding:12px 18px;border-radius:0 10px 10px 0;font-size:17px}
figure.fig{margin:32px 0 8px;padding:0}
figure.fig #v{font:15px/1.55 var(--bd);border:1px solid var(--ln);border-radius:12px;padding:20px;background:var(--bg)}
figure.fig #v:empty{display:none}
figcaption{font:400 15px/1.55 var(--serif);color:var(--mu);margin-top:10px}
figcaption b{font-family:var(--bd);color:var(--fg)}
.fu{display:block;font-size:14px;margin-top:2px}
.refsec b{font:700 12px var(--bd);letter-spacing:.14em;text-transform:uppercase}
.refsec .refs{font:400 15px/1.6 var(--serif)}
/* Main table: lender groups */
tr.grp th{text-align:left;font:700 12px var(--bd);letter-spacing:.12em;text-transform:uppercase;color:var(--mu);background:var(--ln2);padding:10px 20px;border-bottom:0}
[data-theme="dark"] tr.grp th{background:rgba(255,255,255,.04)}
td.glow b{box-shadow:inset 0 0 0 2px #FFD23F;border-radius:10px;padding:1px 10px}
[data-theme="dark"] td.glow b{box-shadow:inset 0 0 0 2px var(--ac)}
.lowkey{background:var(--lowbg);color:var(--lowfg);border-radius:6px;padding:0 6px;font-weight:700}
.lowkey.o{background:none;color:inherit;box-shadow:inset 0 0 0 2px #FFD23F}
[data-theme="dark"] .lowkey{background:none;color:var(--ac)}
[data-theme="dark"] .lowkey.o{color:inherit;box-shadow:inset 0 0 0 2px var(--ac)}
.ill{margin:24px 0 8px}
.ill svg{display:block;width:100%;height:auto;max-width:640px;margin:0 auto;overflow:visible}
.ill .k{fill:none;stroke:var(--fg);stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.ill .k.soft,.ill .soft{stroke-width:2;opacity:.45}
.ill .k.road{stroke:var(--ln);stroke-width:18;opacity:1}
.ill .g,.ill .k.g{fill:var(--ln)}
.ill .y,.ill .k.y{fill:#FFD23F}
.ill .k.b{fill:#9CC3F5}
.ill .k.pz{fill:#F7E9C6}
.ill .dot{fill:var(--fg)}
.ill .lb{font:600 15px var(--bd);fill:var(--fg)}
.ill .lb.sm{font-size:13.5px;font-weight:500;fill:var(--mu)}
.ill .lb.hl{font-weight:800}
.ill .cs{font:800 12px var(--bd);fill:#10213F}
[data-theme="dark"] .ill .k.b{fill:#3D5F8F}
[data-theme="dark"] .ill .k.pz{fill:#4A4232}
/* Mortgages Explained figures: labels live in a key under each bar */
.lg{flex-wrap:wrap;gap:6px 18px}
.lg b{color:var(--fg)}
.sq.a{background:var(--ac)}
.sq.o{background:var(--ow)}
.sq.lo,.seg.lo{background:transparent;box-shadow:inset 0 0 0 1.5px var(--mu)}
.sq.lo{border:1px dashed var(--mu);box-shadow:none}
.seg.lo{box-shadow:inset 0 0 0 1px var(--ln)}
.vt{display:flex;flex-wrap:wrap;justify-content:space-between;gap:2px 16px;margin:0 0 8px;font-size:14px;color:var(--mu)}
.vt b{color:var(--fg)}
.eq{margin:0 0 14px}
.bar.terms .seg{justify-content:center;padding:0;font-size:13px}
.bar .seg+.seg{border-left:2px solid var(--card)}
figure.ill figcaption{text-align:center}
.ill.pizza{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:12px 32px}
.ill.pizza svg{width:240px;max-width:70%;margin:0}
.pk{list-style:none;margin:0;padding:0;font:500 15px/1.5 var(--bd);color:var(--fg)}
.pk li{margin:6px 0;display:flex;align-items:center;gap:10px}
.pk .sq{width:16px;height:16px;border:2px solid var(--fg);border-radius:4px;margin:0;flex:none}
.pk .sq.a{background:#FFD23F}.pk .sq.b{background:#9CC3F5}.pk .sq.pz{background:#F7E9C6}
[data-theme="dark"] .pk .sq.b{background:#3D5F8F}[data-theme="dark"] .pk .sq.pz{background:#4A4232}
@media (max-width:600px){.ill:not(.pizza){margin-left:-14px;margin-right:-14px}.ill .lb{font-size:21px}.ill .lb.sm{font-size:19px}.ill .cs{font-size:14px}}
th[data-p="name"]{text-align:left}
th button:hover{color:var(--fg)}
th[aria-sort] button{color:var(--fg)}
.si{font-size:11px}
.ill .k.soft2{fill:none;stroke:var(--mu);stroke-width:1.6;opacity:.7}
.ill .cs.big{font-size:15px}
.ill .cs.huge{font-size:24px;fill:#10213F}
.ill .lb.op{font-size:30px;font-weight:800}
.ill.pizza svg{width:420px;max-width:100%}
.pk .sq.lo{background:transparent;border:2px solid var(--mu)}
[data-theme="dark"] .ill text.cs{fill:#10213F}
.ill .k.w{fill:#fff}
/* Mascot */
.mascot .mk{fill:none;stroke:var(--fg);stroke-width:3.2;stroke-linecap:round;stroke-linejoin:round}
.mascot .md{fill:var(--fg)}
.mascot .ms{fill:#FFD23F;stroke:var(--fg);stroke-width:3}
.mascot .mp{font:800 24px var(--hd);fill:#10213F}
.mascot .mq{font:800 26px var(--hd);fill:var(--mu)}
.mnote{display:flex;align-items:center;gap:14px;padding:12px 16px;border:1px dashed var(--ln);border-radius:14px;background:var(--card);color:var(--fg);font-size:15px}
.mnote p{margin:0}
.mnote .mascot{flex:none}
.chart .mnote{margin:12px 0}
.chart .mnote svg.mascot{display:block;width:56px;height:70px;overflow:visible}  /* charts stretch their svgs; the mascot keeps its size */
.nf{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.nf-pic .mascot{display:block}
/* Drawing animations (only when scripts run and motion is welcome) */
.anim .ill .an-pop{transform-box:fill-box;transform-origin:center;transform:scale(0);opacity:0}
.anim .ill.go .an-pop{animation:ill-pop .5s cubic-bezier(.3,1.5,.6,1) var(--d,0s) forwards}
.anim .ill .an-grow{transform-box:fill-box;transform-origin:left center;transform:scaleX(0)}
.anim .ill.go .an-grow{animation:ill-grow 1s ease-out var(--d,0s) forwards}
.anim .ill .an-draw{stroke-dasharray:1;stroke-dashoffset:1}
.anim .ill.go .an-draw{animation:ill-draw .7s ease-in-out var(--d,0s) forwards}
.anim .ill.go .an-bob{transform-box:fill-box;animation:ill-bob 2.6s ease-in-out calc(var(--d,0s) + 1.4s) infinite}
@keyframes ill-pop{from{transform:scale(0);opacity:0}to{transform:scale(1);opacity:1}}
@keyframes ill-grow{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes ill-draw{to{stroke-dashoffset:0}}
@keyframes ill-bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@media (prefers-reduced-motion:reduce){.anim .ill *{animation:none!important;transform:none!important;opacity:1!important;stroke-dashoffset:0!important}}
/* Monthly payment under each rate in the main table */
.payctl{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin:0 0 14px;font-size:15px}
.payctl label{font-weight:600}
.payctl .dl{display:inline-flex;align-items:center;gap:4px;background:var(--card);border:1px solid var(--ln);border-radius:10px;padding:0 10px}
.payctl input{width:110px;border:0;background:none;font:700 16px/1 var(--bd);color:var(--fg);padding:9px 0 9px;margin:0;align-self:center}
.payctl input:focus{outline:none}
.payctl .dl:focus-within{outline:3px solid var(--link);outline-offset:1px}
td.rate .pm{display:block;font-size:12.5px;font-weight:600;color:var(--mu);margin-top:2px;white-space:nowrap}
td.low .pm,td.glow .pm{margin-top:4px}
.ctl .quick{flex-wrap:wrap}
/* Rate history: the time-range and quick-pick buttons stay pinned at the top while scrolling */
.hbar{position:sticky;top:0;z-index:6;background:var(--bg);margin:0 -16px;padding:8px 16px 4px;box-shadow:0 6px 10px -10px rgba(0,0,0,.3)}
.hbar .ctl{margin:0 0 4px}
.hcharts .lgd{display:none}  /* the lender list beside the charts is the key */
/* wide screens: the lenders run down the left, starting level with the first chart, pinned just below the buttons */
@media (min-width:1000px){
  .hgrid{display:grid;grid-template-columns:200px minmax(0,1fr);gap:20px;align-items:start;margin-top:12px}
  .hside{position:sticky;top:calc(var(--hbar-h,64px) + 12px);max-height:calc(100vh - var(--hbar-h,64px) - 24px);overflow:auto;padding:0 2px 2px}
  .hside .chips{flex-direction:column;flex-wrap:nowrap;align-items:stretch;gap:4px}
  .hside .chip{justify-content:flex-start;width:100%;text-align:left;border-radius:10px;min-height:30px;padding:4px 12px;font-size:12.5px}
  .hside .chip:first-child{margin-bottom:6px}
  .hcharts>.chart:first-child{margin-top:0}
}
/* phones and tablets: buttons and lenders form one pinned bar; the quick picks and lenders scroll sideways */
@media (max-width:999.98px){
  .hbar{box-shadow:none;padding-bottom:0}
  .hbar .ctl{flex-wrap:nowrap;flex-direction:column;align-items:stretch;gap:6px}
  .hbar .seg2,.hbar .ctl .quick{max-width:100%;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;align-self:flex-start}
  .hbar .seg2::-webkit-scrollbar{display:none}
  .hbar .seg2 button{flex:none;min-height:32px;padding:5px 12px}
  .hside{position:sticky;top:var(--hbar-h,96px);z-index:5;background:var(--bg);margin:0 -16px 12px;padding:4px 16px 8px;box-shadow:0 6px 10px -8px rgba(0,0,0,.25)}
  .hside .chips{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch;padding-bottom:2px}
  .hside .chips::-webkit-scrollbar{display:none}
  .hside .chip{flex:none}
}

/* Phones: policy and prime rates stacked beside the heading; best rates three across; change arrows beside the rates */
@media (max-width:600px){
  .band.home .hero{grid-template-columns:minmax(0,1fr) auto;column-gap:14px;align-items:center}
  .band.home .hero h1{grid-column:1;grid-row:1;font-size:clamp(26px,7.6vw,32px);margin:0}
  .band.home .hero .lede,.band.home #updated{grid-column:1/-1}
  .band.home .hero .lede{margin-top:16px}
  .band.home .hero .side{grid-column:2;grid-row:1;flex-direction:column;align-items:flex-end;align-self:center;margin:0}
  .band.home .hero .pr{padding:0}
  .band.home .hero .pr a{font-size:12.5px}
  .band.home .hero .pr b{font-size:24px;margin:2px 0}
  .band.home .hero .pr .s,.band.home .hero .pr small{font-size:10.5px;line-height:1.35}
  .band.home .pr:not([hidden])+.pr:not([hidden]){border-left:0;border-top:1px solid #31456B;margin-top:10px;padding-top:10px}
  #tiles{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:20px 0}
  #tiles .k{padding:12px 10px;border-radius:14px}
  #tiles .k em{font-size:12px;line-height:1.3;display:block}
  #tiles .k b{font-size:clamp(19px,5.6vw,24px);margin:4px 0 2px}
  #tiles .k{font-size:12px;line-height:1.3;overflow-wrap:anywhere}
  /* the rate sits on the top line of every cell; the 7-day change goes underneath in small type */
  td.rate .rc{display:inline-flex;flex-direction:column-reverse;align-items:flex-end;white-space:nowrap}
  td.rate .rc .chg{margin:2px 0 0;vertical-align:0;font-size:11px}
}

/* Rates table: the lender column stays in place when the table scrolls sideways */
.t th:first-child,.t td:first-child{position:sticky;left:0;z-index:1;background:var(--tbg)}
[data-theme="dark"] .t th:first-child,[data-theme="dark"] .t td:first-child{background:var(--bg)}
.t tr.grp th:first-child{background:var(--ln2)}
[data-theme="dark"] .t tr.grp th:first-child{background:#162236}
/* Phones: all three rate columns fit on screen; the payment box sits on one line */
@media (max-width:600px){
  #rows td,#head th,.stickhead th{padding:10px 6px}
  #head th,.stickhead th{font-size:12px;white-space:normal;line-height:1.2;vertical-align:bottom}
  #head th button,.stickhead th button{text-align:inherit}
  #rows td.ln{white-space:normal;font-size:14px;line-height:1.25;width:34%;padding-left:8px}
  #rows td.ln a{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
  #rows td.ln a svg{width:11px;height:11px;margin-left:3px;vertical-align:1px}
  #rows td.rate b{font-size:16px}
  #rows td.rate .pm{font-size:11px}
  #rows tr.grp th{padding:8px 10px;font-size:11px}
  .payctl{flex-wrap:nowrap;gap:6px;font-size:14px;margin-bottom:12px}
  .payctl label{flex:none;white-space:nowrap}
  .payctl .s{font-size:13px}
  .payctl .dl{padding:0 8px}
  .payctl input{width:84px;font-size:15px;padding:7px 0}
  .payctl .s{white-space:nowrap}
}
@media (max-width:380px){
  #rows td,#head th,.stickhead th{padding:9px 4px}
  #rows td.ln{font-size:13px;padding-left:6px}
  #rows td.rate b{font-size:14.5px}
  #rows td.low b,#rows td.glow b{padding:1px 4px}
  #head th,.stickhead th{font-size:11px}
  .payctl{font-size:13px}
  .payctl input{width:72px}
}
.ys{display:none}
@media (max-width:600px){
  #head .yl,.stickhead .yl{display:none}#head .ys,.stickhead .ys{display:inline}  /* "3-yr fixed" on phones */
  /* lender names: a darker link blue, with a thin underline and the arrow showing they're links */
  #rows td.ln a{color:color-mix(in srgb,var(--link) 78%,#000)}
  [data-theme="dark"] #rows td.ln a{color:var(--link)}
}
/* Region dropdown, at the start of the quick-picks row */
.qrow{display:flex;align-items:center;gap:8px;min-width:0}
.regl{flex:none}
.regl select{font:600 13px var(--bd);color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:0 30px 0 14px;min-height:36px;cursor:pointer;appearance:none;
  background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 16px) 50%,calc(100% - 11px) 50%;background-size:5px 5px;background-repeat:no-repeat}
.chips .chh{margin:8px 2px 2px;font:700 11px var(--bd);letter-spacing:.1em;text-transform:uppercase;color:var(--mu)}
@media (max-width:999.98px){
  .qrow{max-width:100%}
  .qrow .quick{min-width:0}
  .regl select{min-height:32px}
  .hside .chips .chh{flex:none;align-self:center;margin:0 2px 0 6px}
}

/* collapsible "Credit unions and other lenders" section on the main table */
tr.grp th .gn{font-weight:500;letter-spacing:.04em}
tr.grp th .gsub{margin-left:10px;font:500 12px var(--bd);letter-spacing:0;text-transform:none;color:var(--mu)}
#rows tr.more td{padding:0;border-bottom:0;background:transparent}
.morebtn{all:unset;box-sizing:border-box;display:flex;align-items:center;justify-content:center;gap:6px;width:100%;min-height:44px;padding:10px 20px;cursor:pointer;font:600 14px var(--bd);color:var(--link)}
.morebtn:hover{text-decoration:underline;text-underline-offset:3px}
.morebtn svg{width:12px;height:12px;transition:transform .2s}
tr.more.open .morebtn svg{transform:rotate(180deg)}
.morebtn:focus-visible{outline:2px solid var(--ac);outline-offset:-4px;border-radius:6px}
@media (max-width:640px){tr.grp th .gsub{display:block;margin:2px 0 0;font-size:11px}.morebtn{font-size:13px}}
/* Employed vs self-employed comparison (Getting a mortgage) */
.pt.wide{max-width:none}
.pt.wide th,.pt.wide td{vertical-align:top;line-height:1.45}
.pt.wide tbody th{font-weight:700;white-space:nowrap}
.pt.wide thead th:not(:first-child){width:40%}
@media (max-width:640px){.pt.wide th,.pt.wide td{padding:8px 8px;font-size:14px}.pt.wide tbody th{white-space:normal}}

/* Main table: the heading row pinned to the top of the window while scrolling through the table */
.stickhead{position:fixed;top:0;z-index:20;overflow:hidden;background:var(--tbg);display:none;box-shadow:0 8px 12px -10px rgba(0,0,0,.35);border-bottom:1px solid var(--ln)}
[data-theme="dark"] .stickhead{background:var(--bg)}
.stickhead.on{display:block}
.stickhead table{table-layout:fixed;border-collapse:collapse}
.stickhead th{background:var(--tbg);box-sizing:border-box}
[data-theme="dark"] .stickhead th{background:var(--bg)}
.stickhead th button{cursor:pointer}
@media print{.stickhead{display:none!important}}

/* Main table filters: province (and down payment) above the table */
.filt{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin:0 0 10px;font-size:15px}
.filt label{font-weight:600;display:inline-flex;margin:0}
.filt select{width:auto;max-width:100%;margin:0}
.filt select{font:600 15px var(--bd);color:var(--fg);background:var(--card);border:1px solid var(--ln);border-radius:10px;padding:8px 30px 8px 10px;appearance:none;
  background-image:linear-gradient(45deg,transparent 50%,var(--mu) 50%),linear-gradient(135deg,var(--mu) 50%,transparent 50%);background-position:calc(100% - 15px) 52%,calc(100% - 10px) 52%;background-size:5px 5px;background-repeat:no-repeat}
.filt select:focus-visible{outline:3px solid var(--link);outline-offset:1px}
.filt .s{font-size:13px;color:var(--mu)}
@media (max-width:600px){.filt{font-size:14px;gap:6px 8px}.filt select{font-size:14px;padding:7px 28px 7px 8px}.filt .s{flex-basis:100%}}
.payctl .paydesc{color:var(--mu);flex:1 1 220px}
@media (max-width:600px){.payctl{flex-wrap:wrap}.payctl .paydesc{white-space:normal;font-size:12.5px;flex-basis:100%}}
.filt .chk{display:inline-flex;align-items:center;gap:6px;font-weight:600;cursor:pointer}
.filt .chk input{width:18px;height:18px;margin:0;accent-color:var(--link)}
sup.ni{font-size:11px;color:var(--mu);margin-left:1px;font-weight:600}
/* Rate alerts page: the feed address with a copy button */
.feedurl{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin:8px 0 6px}
.feedurl code{font:600 15px ui-monospace,SFMono-Regular,Menlo,monospace;background:var(--card);border:1px solid var(--ln);border-radius:10px;padding:9px 12px;word-break:break-all;user-select:all}
.feedurl .cpy{font:700 14px var(--bd);color:var(--acfg);background:var(--ac);border:0;border-radius:10px;padding:10px 16px;cursor:pointer}
.feedurl .cpy:focus-visible{outline:3px solid var(--link);outline-offset:2px}
#fchanges .s{color:var(--mu);font-size:13px;margin-left:4px}
/* Rate history: hold the control rows' height before their buttons are added, so the page doesn't jump while loading */
#range:empty,#quick:empty{min-height:38px;min-width:200px}
@media (max-width:999.98px){#range:empty,#quick:empty{min-height:34px}}
/* Main page: hold space for the best-rate tiles and the policy/prime boxes until the rates arrive, so the page doesn't jump */
#tiles:empty{min-height:200px}
.home .side{min-height:110px}
@media (max-width:600px){#tiles:empty{min-height:125px}.home .side{min-height:188px}}
@media (max-width:480px){#tiles:empty{min-height:180px}}
/* Phones (main table and "Compare by rate type" pages): the logo sits beside the lender's name, which wraps next to it */
@media (max-width:600px){
  #rows td.ln .lg-logo{float:left;margin-right:8px}
  #rows td.ln a{display:block;overflow:hidden;padding-top:2px}
  /* main table: a small logo on the same line as the lender's name (names may wrap beside it) */
  body:not([data-term]) #rows td.ln{font-size:13px}
  body:not([data-term]) #rows td.ln .lg-logo{width:18px;height:18px;margin:1px 0 0;border-radius:5px}
  body:not([data-term]) #rows td.ln a{display:block;overflow:visible;padding-top:0;margin-left:24px}
  body:not([data-term]) #rows td.rate b{font-size:15px}
  body[data-term] #rows td.rk{width:1%;padding-right:4px}
  body[data-term] #rows td.rate{width:1%;white-space:nowrap}
  body[data-term] #rows td.rate .chg{display:block;margin:0 0 2px;font-size:11px}
}

/* Main page: "Compare by rate type", "Compare by lender" and "Not sure where to start?" start folded; tap a heading to open it */
details.fold{border-bottom:1px solid var(--ln)}
details.fold summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 0 12px;border-radius:6px}
details.fold summary::-webkit-details-marker{display:none}
details.fold summary .sh{margin:0}
details.fold summary::after{content:"";flex:none;width:10px;height:10px;margin-right:6px;border-right:2.5px solid var(--mu);border-bottom:2.5px solid var(--mu);transform:rotate(45deg) translateY(-3px);transition:transform .2s}
details.fold[open] summary::after{transform:rotate(-135deg) translate(-2px,-2px)}
details.fold summary:hover .sh{color:var(--link)}
details.fold summary:focus-visible{outline:3px solid var(--link);outline-offset:4px}
details.fold > :not(summary){margin-bottom:18px}
details.fold:first-of-type{margin-top:28px;border-top:1px solid var(--ln)}
/* Lender pages: a short description of the lender and a link to its own rates page */
.about-l{max-width:720px;margin:14px 0 0;font-size:16px;line-height:1.55}
.visit{margin:12px 0 4px}
.visit a{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--link);border:1.5px solid var(--link);border-radius:12px;padding:9px 14px;text-decoration:none}
.visit a:hover{background:var(--link);color:var(--card)}
.visit a svg{width:14px;height:14px;flex:none}
/* phone main table: the initials shown when a logo can't load match the smaller logo size */
@media (max-width:600px){body:not([data-term]) #rows td.ln .lg-logo span{width:18px;height:18px;border-radius:5px;font-size:7px}}
@media (max-width:600px){#rows td.low b,#rows td.glow b{padding:1px 5px}}
@media (max-width:340px){body:not([data-term]) #rows td.ln .lg-logo{display:none}body:not([data-term]) #rows td.ln a{margin-left:0}}

/* Main page: choose which lenders the lowest-rate cards compare */
.tilepick{display:flex;align-items:center;flex-wrap:wrap;gap:8px 12px;margin:24px 0 -12px}
.tilepick .tpl{font-weight:600;font-size:15px}
@media (max-width:600px){.tilepick{margin:16px 0 -8px}.tilepick .tpl{font-size:13px;flex-basis:100%}.tilepick .seg2{max-width:100%}.tilepick .seg2 button{padding:5px 10px;font-size:12.5px;min-height:32px}}
/* Extras > Monthly payments */
.payform{display:flex;flex-wrap:wrap;align-items:flex-end;gap:14px 18px;margin:20px 0 4px;padding:16px;background:var(--card);border:1px solid var(--ln);border-radius:16px}
.payform .pf{display:flex;flex-direction:column;gap:6px}
.payform label,.payform .pfl{font-weight:600;font-size:14px}
.payform .pf .chk{flex-direction:row;display:inline-flex;align-items:center;gap:6px;min-height:38px}
.payform .chk input{width:18px;height:18px;margin:0;accent-color:var(--link)}
.payform .dl{display:inline-flex;align-items:center;gap:4px;background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:0 10px}
.payform .dl input{width:120px;border:0;background:none;font:700 16px/1 var(--bd);color:var(--fg);padding:9px 0;margin:0}
.payform .dl input:focus{outline:none}
.payform .dl:focus-within{outline:3px solid var(--link);outline-offset:1px}
.payform select{font:600 15px var(--bd);color:var(--fg);background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:8px 10px;margin:0;width:auto}
#psum{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin:20px 0 6px}
#psum .k b small{font-size:.45em;font-weight:600;color:var(--mu);margin-left:2px}
.paytab td,.paytab th{vertical-align:middle}
.paytab td.ln{text-align:left}
.paytab tr.top td{background:color-mix(in srgb,#FFD23F 14%,transparent)}
.paytab tr.bot td{background:color-mix(in srgb,#E31B23 7%,transparent)}
.paytab td.rate b{font-size:18px}
.paytab .lowtag,.paytab .hightag{display:block;width:max-content;margin:4px 0 0 auto;font:700 11px var(--bd);border-radius:6px;padding:1px 6px}
.hightag{background:color-mix(in srgb,#E31B23 14%,var(--card));color:#9F1239}
[data-theme="dark"] .hightag{color:#FDA4AF}
.paytab td.gap,.paytab td.pi,.paytab td.rt{color:var(--mu);font-size:14px;white-space:nowrap}
@media (max-width:600px){
  .payform{padding:12px;gap:12px}
  .payform .pf{flex:1 1 100%}
  .payform .seg2 button{padding:5px 10px;font-size:12.5px}
  .paytab th.pi,.paytab td.pi{display:none}
  .paytab td,.paytab th{padding:10px 6px}
  .paytab td.ln{font-size:13px}
  .paytab td.ln .lg-logo{float:left;width:18px;height:18px;margin:1px 0 0;border-radius:5px}
  .paytab td.ln .lg-logo span{width:18px;height:18px;font-size:7px}
  .paytab td.ln a{display:block;margin-left:24px}
  .paytab td.rate b{font-size:15px}
  .paytab td.gap,.paytab td.rt{font-size:12.5px}
}
#psum{grid-template-columns:repeat(2,minmax(0,1fr))}
#psum .k b{font-size:clamp(28px,3.4vw,40px)}
@media (max-width:600px){#psum{grid-template-columns:1fr}}
.paytab th{white-space:normal;line-height:1.25}
.paytab td.ln{white-space:normal}
.paytab tr.top td,.paytab tr.top td:first-child{background:color-mix(in srgb,#FFD23F 16%,var(--card))}
.paytab tr.bot td,.paytab tr.bot td:first-child{background:color-mix(in srgb,#E31B23 7%,var(--card))}
@media (max-width:600px){.paytab th.gp,.paytab td.gp{display:none}}
.paytab td.ln .lg-logo{float:left;margin:0 10px 0 0}
.paytab td.ln a{display:block;overflow:hidden;padding-top:3px}
@media (max-width:600px){.paytab td.ln .lg-logo{margin:1px 0 0}.paytab td.ln a{overflow:visible;padding-top:0}}
/* Extras menu: keep every entry ("Monthly Payment Estimator") on one line */
.tabs[aria-label="Extras"] a{white-space:nowrap!important}
@media (min-width:821px){body[data-page="extras"] .vl{grid-template-columns:250px minmax(0,1fr)}}
.pmode{margin:18px 0 0}
.pmode button{font-size:14px;padding:8px 16px}
.payform .s{font-size:12.5px;color:var(--mu);max-width:240px}
.payform .dl input#pcur{width:70px}
.payform .chk input:disabled+span{opacity:.55}
@media (max-width:600px){.pmode{display:flex;width:100%}.pmode button{flex:1;padding:8px 6px;font-size:13px}.payform .s{max-width:none}}
.payform [hidden],.rn[hidden],.buy-only[hidden]{display:none!important}
.est1{margin-top:16px;background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:20px 24px}
.payform{align-items:flex-start}
.payform .dl input#own{width:70px}
@media (min-width:1000px){body[data-page="calc"] #psum{grid-template-columns:repeat(3,minmax(0,1fr))}body[data-page="calc"] #psum .k b{font-size:clamp(26px,2.6vw,34px)}}
/* Phones: a slimmer blue banner on the main page */
@media (max-width:600px){
  .band.home{padding-bottom:16px;margin-bottom:18px}
  .band.home .hero{margin-top:14px}
  .band.home .hero h1{font-size:clamp(22px,6.4vw,26px);line-height:1.1}
  .band.home .hero .lede{font-size:14px;line-height:1.4;margin:10px 0 4px}
  .band.home #updated{font-size:12.5px}
  .band.home .hero .pr a{font-size:11.5px}
  .band.home .hero .pr b{font-size:19px;margin:1px 0}
  .band.home .hero .pr .lu{display:none}  /* "Last updated" line: the next update is enough here */
  .band.home .hero .pr .s{font-size:10px}
  .band.home .pr:not([hidden])+.pr:not([hidden]){margin-top:6px;padding-top:6px}
  .home .side{min-height:0}
  .tilepick{margin-top:10px}
}
@media (max-width:600px){
  main{padding-top:18px}          /* less space above the header on phones */
  body{font-size:15px}            /* slightly smaller text on phones */
  .band.home{margin-bottom:14px}
}
@media (max-width:600px){
  .pg h1{font-size:clamp(26px,8vw,32px)}
  .pg p.m,.vc p.m{font-size:15px}
  a.brand{font-size:18px}
}

/* Renewal calculator: current mortgage vs offers */
.offers{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px;margin:14px 0 4px}
.offer{border:1px solid var(--ln);border-radius:16px;padding:12px 16px 16px;margin:0;background:var(--card);display:grid;grid-template-columns:1fr 1fr;gap:10px 12px}
.offer legend{font:700 15px var(--hd);padding:0 6px}
.offer label{display:flex;flex-direction:column;gap:5px;font-weight:600;font-size:14px}
.offer label .s{font-weight:400;font-size:12px;color:var(--mu)}
.offer .dl,.payform .dl{display:inline-flex;align-items:center;gap:4px;background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:0 10px}
.offer .dl input{width:100%;min-width:0;border:0;background:none;font:700 16px/1 var(--bd);color:var(--fg);padding:9px 0;margin:0}
.offer .dl input:focus,.payform .dl input:focus{outline:none}
.offer .dl:focus-within{outline:3px solid var(--link);outline-offset:1px}
.offer select{font:600 15px var(--bd);color:var(--fg);background:var(--bg);border:1px solid var(--ln);border-radius:10px;padding:8px 10px;margin:0;width:100%}
.payform .dl input.pc{width:70px}
.cmptab th[scope="row"]{text-align:left;font-weight:600;color:var(--fg);white-space:normal}
.cmptab td{white-space:nowrap}
.cmptab td small{color:var(--mu);font-size:11px}
.cmptab tr.tot th,.cmptab tr.tot td{font-weight:800;font-size:17px}
.cmptab td.win{background:color-mix(in srgb,#FFD23F 18%,var(--card))}
#cmpmode .est1 .say{margin:0}
@media (max-width:600px){.cmptab th,.cmptab td{padding:9px 6px;font-size:13px}.cmptab tr.tot th,.cmptab tr.tot td{font-size:14px}.offer{grid-template-columns:1fr 1fr}}
.offer{align-content:start;align-items:start}

/* Main table: a lender's lower rate for less than 20% down, as a small green tag under its regular rate */
.insr{display:inline-flex;align-items:center;gap:5px;border:1px solid color-mix(in srgb,var(--good) 45%,transparent);background:color-mix(in srgb,var(--good) 9%,transparent);color:var(--good);border-radius:999px;padding:1px 8px;font-size:11.5px;font-weight:600;white-space:nowrap;line-height:1.5}
.insr::before{content:"";width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid currentColor;flex:none}
.insr .il{color:var(--mu);font-weight:500}
.insr b{font:700 12px var(--bd);color:var(--good)}
td.rate .insr{display:flex;width:max-content;margin:5px 0 0 auto}
#rows td.rate .insr b,#rows td.low .insr b,#rows td.glow .insr b{font:700 12px var(--bd);color:var(--good);background:none;box-shadow:none;padding:0;border-radius:0}
@media (max-width:600px){#rows td.rate .insr b{font-size:10.5px;letter-spacing:-.01em}#rows td.rate .insr{padding:0 4px;gap:2px}#rows td.rate .insr::before{border-left-width:3px;border-right-width:3px;border-top-width:4px}}
.inslegend{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:13px;color:var(--mu);margin:12px 0 6px}
.inslegend .insr{flex:none}
@media (max-width:600px){
  td.rate .insr{margin-top:4px}
  td.rate .insr .il{display:none}           /* phones: just the rate in the tag; the legend above the table explains it */
  .insr{padding:0 6px;gap:3px;font-size:11px}
  .insr b{font-size:11px}
  .inslegend{font-size:12px;line-height:1.35}
}
@media (max-width:380px){#rows td.rate .insr::before{display:none}#rows td.rate .insr{padding:0 3px}#rows td.rate .insr b{font-size:10px}}
:root:not([data-theme="dark"]) .insr,:root:not([data-theme="dark"]) .insr b,:root:not([data-theme="dark"]) #rows td.rate .insr b{color:#14532D}

.lnote{display:block;margin-top:2px;font:600 11px var(--bd);color:#8A4B00;white-space:normal;letter-spacing:0}
[data-theme="dark"] .lnote{color:#F2B766}
td.ln .lnote{padding-left:0}
.lnote-b{margin:10px 0 0;padding:10px 14px;border-left:3px solid #B86B00;background:color-mix(in srgb,#F2B766 16%,transparent);border-radius:0 8px 8px 0;font-size:15px}
.hold{margin:0 0 18px;padding:14px 18px;border:1px solid #E2B254;border-left:5px solid #C98A12;border-radius:12px;background:color-mix(in srgb,#F2C26B 14%,var(--card));font-size:15px;line-height:1.5}
.hold.good{border-color:#7FC29B;border-left-color:#1F8A4C;background:color-mix(in srgb,#7FC29B 14%,var(--card))}
.hold p{margin:0}.hold p+p{margin-top:6px}.hold .ha{font-size:14px}
td .pn{display:block;margin-top:2px;font:500 12px/1.35 var(--bd);color:var(--mu);white-space:normal;max-width:34ch}
td.promo b{font-size:1em}
th.promoh{text-align:left}
/* main page: the best rate of each type */
.sumt{margin-top:18px}
table.sum{width:100%}
table.sum th[scope="row"]{text-align:left;font-weight:600;white-space:nowrap}
table.sum td.ln{white-space:normal}
table.sum .who{display:inline-flex;align-items:center;gap:8px;margin:2px 14px 2px 0}
table.sum tr.grp th{display:table-cell}
table.sum tr.grp th .gsub{margin-left:8px}
table.sum .gall{float:right;font:600 13px var(--bd);letter-spacing:0;text-transform:none;color:var(--link)}
table.sum td.s{color:var(--mu);font-size:14px}
.start3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin:22px 0}
.start3 a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 20px;border:1px solid var(--ln);border-radius:16px;background:var(--card);color:var(--fg);text-decoration:none;font:700 17px var(--hd)}
.start3 a:hover{border-color:var(--link)}
.start3 small{display:block;margin-top:4px;font:500 13px var(--bd);color:var(--mu)}
@media (max-width:640px){table.sum .gall{float:none;display:block;margin-top:4px}table.sum th[scope="row"]{white-space:normal;font-size:14px}}
@media (min-width:1181px){.band a.nl{padding:6px 10px;font-size:13.5px}.nw{gap:6px}a.brand{margin-right:4px}}
table.sum th[scope="row"],table.sum td{border-bottom:1px solid var(--tln);vertical-align:middle;padding:12px 20px}
table.sum th[scope="row"]{width:30%;color:var(--fg);font-size:15px}
table.sum td.rate{width:18%;text-align:left}
table.sum td.ln,table.sum td.s{text-align:left}
table.sum thead th{text-align:left}
table.sum tr:last-child th,table.sum tr:last-child td{border-bottom:0}
@media (min-width:701px) and (max-width:1180px){.n.open .mainnav{flex-direction:row;flex-wrap:wrap}.mainnav a.nl{border-radius:999px}}
@media (max-width:640px){
  table.sum th[scope="row"],table.sum td,table.sum thead th{padding:10px 8px}
  table.sum th[scope="row"]{width:34%;padding-left:12px}
  table.sum td.rate{width:1%;white-space:nowrap}
  table.sum td.rate b{font-size:16px}
  table.sum .who{margin:2px 8px 2px 0;font-size:14px;gap:6px}
  table.sum .who .lg-logo{display:none}
  table.sum tr.grp th .gsub{display:inline;margin-left:6px}
  table.sum tr.grp th{padding:10px 12px}
}
@media (max-width:640px){table.dep td.rate,table.dep th[data-p]:not([data-p="name"]){padding-left:4px;padding-right:4px}table.dep td.rate b{font-size:14px}table.dep #rows td.ln,table.dep td.ln{width:30%}#tiles .k{padding:14px 14px}}
td.promo{text-align:left}td.promo .pn{max-width:28ch}
.c.c5{grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px}.c.c5 .k{padding:16px 18px}.c.c5 .k b{font-size:clamp(30px,4vw,40px)}
/* "Rates Explained" lessons menu in the header */
.dd{position:relative;display:inline-block}
.dd .ddl{display:inline-flex;align-items:center;gap:6px}
.ddc{width:11px;height:11px;transition:transform .2s}
.dd.on .ddc{transform:rotate(180deg)}
.ddm{display:none;position:absolute;left:0;top:100%;z-index:60;min-width:180px;padding:12px 0 0}
.ddm::before{content:"";position:absolute;inset:6px 0 0;background:var(--card);border:1px solid var(--ln);border-radius:14px;box-shadow:0 12px 32px rgba(10,20,40,.18)}
.dd.on .ddm{display:block}
.ddm a{position:relative;display:block;padding:10px 18px;color:var(--fg);text-decoration:none;font:600 14px var(--bd)}
.ddm a:first-child{margin-top:6px}.ddm a:last-child{margin-bottom:6px}
.ddm a:hover,.ddm a:focus-visible{background:var(--ln2)}
.ddm a[aria-current]{color:var(--link)}
.ddm a[aria-current]::before{content:"";position:absolute;left:8px;top:50%;width:4px;height:4px;margin-top:-2px;border-radius:50%;background:currentColor}
@media (max-width:1180px){
  .dd{display:block}
  .n.open .mainnav .dd .ddm{display:flex;position:static;padding:4px 0 0 14px;min-width:0;flex-wrap:wrap;gap:6px}
  .n.open .mainnav .dd .ddm::before{display:none}
  .n.open .mainnav .dd .ddm a{margin:0;padding:8px 14px;border:1px solid var(--ln);border-radius:999px;font-size:13px}
  .band .n.open .mainnav .dd .ddm a,.band.n.open .mainnav .dd .ddm a{color:#E8EDF6;border-color:#31456B}
  .ddc{display:none}
  .mainnav .dd .ddl{display:flex}
}
/* main page: which rates to show */
.kindpick,.gictype{display:flex;align-items:center;flex-wrap:wrap;gap:8px 14px;margin:22px 0 4px}
.kpl{font:600 15px var(--bd);color:var(--fg)}
.seg2.kind button{font-size:16px;padding:10px 22px;min-height:44px}
.gictype{margin:18px 0 0}
@media (max-width:640px){.kindpick{gap:6px}.seg2.kind{width:100%;display:flex}.seg2.kind button{flex:1;padding:10px 6px;font-size:15px}}
header.n{position:relative;z-index:50}
.ddm::before{background:#FFFFFF;border-color:#D7DEEA}
.ddm a{color:#10213F}
.ddm a:hover,.ddm a:focus-visible{background:#EEF2F8}
.ddm a[aria-current]{color:#1D4ED8}
[data-theme="dark"] .ddm::before{background:#16233A;border-color:#31456B}
[data-theme="dark"] .ddm a{color:#E8EDF6}
[data-theme="dark"] .ddm a:hover,[data-theme="dark"] .ddm a:focus-visible{background:#1F3050}
[data-theme="dark"] .ddm a[aria-current]{color:#FFD23F}
/* Rates Explained: GICs and Savings figures */
.lbars{display:grid;gap:10px;margin:6px 0 10px}
.lbar{display:grid;grid-template-columns:150px 1fr 70px;align-items:center;gap:4px 12px}
.lbar .lbl{font:600 14px var(--bd)}
.lbar .trk{height:16px;border-radius:8px;background:var(--ln2);overflow:hidden}
.lbar .trk i{display:block;height:100%;background:#FFD23F;border-right:2px solid #10213F;border-radius:8px}
.lbar b{font:700 16px var(--hd);text-align:right}
.lbar .s{grid-column:2/4;font-size:13px;color:var(--mu);margin-top:-4px}
.lform{grid-template-columns:repeat(auto-fit,minmax(150px,1fr))}
.c.lres{margin:14px 0}
.c.lres .k b{font-size:clamp(26px,4vw,34px)}
table.ltab th,table.ltab td{padding:8px 12px;font-size:14px}
@media (max-width:640px){.lbar{grid-template-columns:110px 1fr 60px}.lbar .lbl{font-size:13px}}
@media (max-width:640px){.c.c5{grid-template-columns:1fr 1fr;gap:10px}.c.c5 .k{padding:12px 12px;font-size:13px}.c.c5 .k em{font-size:12.5px}.c.c5 .k b{font-size:26px}}
body[data-term$="GIC"] .chg.up,body[data-term="Savings"] .chg.up{color:var(--good)}body[data-term$="GIC"] .chg.dn,body[data-term="Savings"] .chg.dn{color:var(--warn)}
/* main page: "Show rates for" and "Best rates from" on one line */
.pickrow{display:flex;align-items:center;flex-wrap:wrap;gap:10px 32px;margin:20px 0 -12px}
.pickrow .kindpick,.pickrow .tilepick{margin:0}
.pickrow .tilepick .tpl{font-size:15px;flex-basis:auto}
@media (max-width:640px){.pickrow{gap:8px;margin:14px 0 -8px}.pickrow .kindpick{width:100%}.pickrow .tilepick .tpl{font-size:13px}}
/* main page: GIC type, province and lender search share one row under "Show rates for" */
.pickrow{margin-bottom:0}
.filtrow{display:flex;align-items:center;flex-wrap:wrap;gap:10px 24px;margin:12px 0 -12px}
.filtrow .gictype{margin:0}
body:not([data-kind="gics"]) #gtrow{display:none}
.provpick{display:flex;align-items:center;gap:10px}
.provpick select,.lfind input{font:600 13px var(--bd);color:var(--fg);background-color:var(--card);border:1px solid var(--ln);border-radius:999px;min-height:36px;margin:0;width:auto}
.provpick select{padding:0 30px 0 14px;cursor:pointer;appearance:none;
  background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 16px) 50%,calc(100% - 11px) 50%;background-size:5px 5px;background-repeat:no-repeat}
.lfind{position:relative;display:flex;align-items:center;gap:8px}
.lfind input{width:210px;padding:0 14px 0 34px;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='7' cy='7' r='4.5' fill='none' stroke='%23888' stroke-width='1.6'/%3E%3Cpath d='M10.5 10.5L14 14' stroke='%23888' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:12px 50%;background-size:15px 15px}
.lfmsg{font-size:13px;color:var(--mu)}
.lfmsg:empty{display:none}
@media (max-width:640px){.filtrow{gap:8px 10px;margin:10px 0 -8px}.provpick{gap:6px}.provpick .kpl{font-size:13px}.lfind{flex:1 1 160px}.lfind input{width:100%}}
/* This week's changes: in the empty space to the right of the tables on wide screens, under them otherwise */
.paneswrap{position:relative;display:flex;flex-direction:column}
.wkpanel{order:2;margin:8px 0 24px;padding:16px 18px;background:var(--card);border:1px solid var(--ln);border-radius:16px}
.wkh{font:700 15px var(--bd);margin:0 0 8px}
.wkl{list-style:none;margin:0;padding:0}
.wkl li{display:grid;grid-template-columns:1fr auto;gap:1px 10px;align-items:baseline;padding:8px 0;border-top:1px solid var(--ln);font-size:13.5px}
.wkl li:first-child{border-top:0}
.wkl .wn{font-weight:600;min-width:0}
.wkl .wn .chg{margin:0 6px 0 0;vertical-align:0;font-size:11.5px}
.wkl .wr{font-weight:700;white-space:nowrap}
.wkl .wp{grid-column:1/3;color:var(--mu);font-size:12.5px}
.wkpanel .m{font-size:13.5px;margin:4px 0}
.wkall{display:inline-block;margin-top:10px;font-size:13.5px;font-weight:600}
@media (min-width:1500px){
  .wkpanel{position:absolute;top:28px;left:calc(100% + 24px);width:min(300px,calc((100vw - 1080px) / 2 - 20px));margin:0;max-height:calc(100% - 28px);overflow:auto}
}
/* rate cell popup: last 30 days and when the rate last changed */
.spop{position:absolute;z-index:60;width:200px;padding:10px 12px;background:var(--card);color:var(--fg);border:1px solid var(--ln);border-radius:12px;box-shadow:0 6px 22px rgba(0,0,0,.14);font-size:12.5px;line-height:1.35;pointer-events:none}
.spop b{display:block;font-size:13.5px}
.spop .s{display:block;color:var(--mu)}
.spop .spk{display:block;margin:6px 0;color:var(--link)}
td[data-s]{cursor:default}
/* for savers a higher rate is good: green up, red down (tables of GICs and savings, and those changes in lists) */
table.dep .chg.up,.chg.dep.up{color:var(--good)}
table.dep .chg.dn,.chg.dep.dn{color:var(--warn)}
.ladder{margin-top:32px}.ladder .sh{margin-bottom:4px}
.paneswrap>section.panel{margin-top:12px}
@media (min-width:1500px){.wkpanel{top:40px;max-height:calc(100% - 40px)}}
.ladt th:nth-child(2),.ladt td:nth-child(2){text-align:left}
/* Rate changes page */
.chgctl{margin:20px 0 4px}
.c.csum{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin:20px 0}
.cday{font:700 16px var(--bd);margin:26px 0 6px}
.cday .s{font-weight:500;color:var(--mu);font-size:14px}
.clist{list-style:none;margin:0;padding:0;background:var(--card);border:1px solid var(--ln);border-radius:14px}
.clist li{display:flex;align-items:center;gap:12px;padding:11px 16px;border-top:1px solid var(--ln)}
.clist li:first-child{border-top:0}
.clist li.boc{background:color-mix(in srgb,var(--card) 88%,var(--link))}
.clist .chg{margin:0;min-width:58px;vertical-align:0}
.clist .cw{flex:1;min-width:0}
.clist .cw a,.clist .cw b{font-weight:600}
.clist .cp{display:block;color:var(--mu);font-size:13px}
.clist .cr{white-space:nowrap;font-size:14px}
@media (max-width:600px){.clist li{gap:8px;padding:10px 12px}.clist .chg{min-width:48px}}
/* Compare lenders */
.cmpform{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.cmpform select{width:100%}
table.sbs th[scope="row"]{text-align:left;font-weight:500;font-size:14px}
table.sbs thead th{vertical-align:bottom;text-align:right}
table.sbs thead th:first-child{text-align:left}
table.sbs thead th .lnote{display:block;font-weight:500}
table.sbs thead th .lg-logo{margin-right:6px}
table.sbs td.rate{text-align:right}
.cmpchart{margin:12px 0;padding:14px;background:var(--card);border:1px solid var(--ln);border-radius:16px}
.cmpchart svg{display:block;width:100%;height:auto;font:12px var(--bd);fill:var(--mu)}
.cmpchart .gl{stroke:var(--ln);stroke-width:1}
.cmpchart .lg{margin-top:8px}
table.sbs th[scope="row"]{border-bottom:0;white-space:normal;color:var(--fg);width:32%;vertical-align:middle}
table.sbs tr+tr th[scope="row"]{border-top:1px solid var(--ln2)}
table.sbs td{vertical-align:middle}
@media (max-width:600px){table.sbs th,table.sbs td{padding:10px 8px}table.sbs td.rate b{font-size:18px}table.sbs thead th .lg-logo{display:none}table.sbs th[scope="row"]{font-size:13px;width:30%}}
.rcount{margin:8px 0 28px}.rcount .payform{margin-top:10px}.rcount input[type=date]{margin:0;padding:8px 10px;font:600 15px var(--bd);border-radius:10px;width:auto}
/* headings in a side list of pages (Mortgage calculators, GIC calculators) */
.tabs .tabh{margin:10px 0 2px;padding:0 4px;font:700 11px var(--bd);letter-spacing:.1em;text-transform:uppercase;color:var(--mu)}
.tabs .tabh:first-child{margin-top:0}
@media (max-width:820px){.tabs .tabh{flex-basis:100%;margin:6px 0 0}}
.gi_t{margin:16px 0}.gi_t .cmpt{margin:0}.gi_t .cmpt th,.gi_t .cmpt td{padding:10px 16px}
.cmpwith{margin:6px 0 14px}.cmpwith a{font-weight:600}
/* My rates: stars on rate cards, the strip on the main page, the alerts list */
.k{position:relative}
.pin{position:absolute;top:10px;right:10px;width:34px;height:34px;display:grid;place-items:center;border:1px solid transparent;border-radius:999px;background:none;color:var(--mu);font-size:19px;line-height:1;cursor:pointer}
.pin:hover{border-color:var(--ln);color:var(--fg)}
.pin[aria-pressed="true"]{color:#E0A100}
.k .pin+em{padding-right:30px}
.myrates{margin:18px 0 6px;padding:14px 18px;background:var(--card);border:1px solid var(--ln);border-radius:16px}
.myrates .mrhint{margin:0;font-size:14px;color:var(--mu)}
.myrates:has(.mrhint){padding:10px 16px}
.mrhead{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:8px}
.mrh{font:700 16px var(--bd);margin:0}
.mrhead a{font-size:13.5px;font-weight:600}
.mrlist{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px}
.mri{padding:10px 12px;border:1px solid var(--ln);border-radius:12px;background:var(--bg)}
.mri em{display:block;font-style:normal;font-size:13px;color:var(--mu)}
.mri b{display:block;font:var(--fw) 24px var(--hd);margin:2px 0}
.mri .s{display:block;font-size:12.5px;color:var(--mu)}
.mri .chg{margin:2px 6px 0 0;vertical-align:0}
.mri .chg+.s{display:inline}
.mralert{margin:0 0 10px;padding:8px 12px;border-radius:10px;background:color-mix(in srgb,var(--good) 14%,var(--card));font-size:14px}
.mrwait{margin:8px 0 0;font-size:13px;color:var(--mu)}
.mral{list-style:none;margin:10px 0;padding:0;border:1px solid var(--ln);border-radius:14px;background:var(--card)}
.mral li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:11px 16px;border-top:1px solid var(--ln)}
.mral li:first-child{border-top:0}
.mral li .s{display:block;color:var(--mu);font-size:13px}
.mral li.met{background:color-mix(in srgb,var(--good) 10%,var(--card))}
.btn{font:600 14px var(--bd);color:var(--bg);background:var(--fg);border:0;border-radius:999px;padding:10px 18px;cursor:pointer;min-height:40px}
.btn:hover{opacity:.9}
.mrpins{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px;margin:12px 0}
.mrpins .mri{background:var(--card);padding:14px 16px}
.mrpins .mri .rm{margin-top:8px}
.feedurl .fk{font-weight:700;font-size:13px;min-width:80px}
.mri .rm{font-size:13.5px;margin-top:6px}
.pr .upc{display:block;margin-top:4px}
.pr .upc b,.band.home .hero .pr .upc b{font:inherit;font-weight:700;display:inline;margin:0;color:inherit}
.lkt th,.lkt td{text-align:left;vertical-align:top}.lkt td:nth-last-child(2),.lkt th:nth-last-child(2){white-space:nowrap}.lkt td.s{font-size:14px;color:var(--mu)}@media (max-width:600px){.lkt td.s{font-size:13px;min-width:9em}}
#lk_form select,#lk_form input{max-width:100%;min-width:0;box-sizing:border-box}#lk_form .pf{min-width:0}
.mk{display:inline-block;width:13px;height:13px;border-radius:50%;flex:none;margin-top:4px;box-sizing:border-box}.mk.m2{background:var(--link)}.mk.m1{border:3px solid var(--link);background:linear-gradient(90deg,var(--link) 50%,transparent 50%)}.mk.m0{border:2px solid #B86B00}[data-theme="dark"] .mk.m0{border-color:#F0B94A}.mk.mn{border:0}
.scv{display:flex;gap:8px;align-items:flex-start}.scv .s{display:block;font-size:13px;color:var(--mu);line-height:1.4;font-weight:400}.scv b.np{font-weight:500;color:var(--mu)}
.sct th,.sct td,.sct1 th,.sct1 td{text-align:left;vertical-align:top}.sct th[scope=row] .s,.sct1 th[scope=row] .s{display:block;font-weight:400;font-size:13px;color:var(--mu);line-height:1.4;margin-top:2px}.sct{min-width:640px}.sct td{min-width:150px}
.scg{font-family:var(--hd);color:var(--link);background:var(--ln2);padding-top:12px!important}.sccrow td,.sccrow th{background:var(--ln2)}
.sclegend{display:flex;flex-wrap:wrap;gap:6px 20px;font-size:13px;color:var(--mu);margin:10px 0}.sclegend span{display:inline-flex;gap:7px;align-items:center}.sclegend .mk{margin-top:0}
.sccount{display:flex;flex-wrap:wrap;gap:8px 18px;margin:8px 0 12px;font-size:15px}.sccount b{font-family:var(--hd);font-size:20px}
.chipck{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 14px;border:1px solid var(--ln);border-radius:999px;background:var(--card);font-weight:700;font-size:14px;cursor:pointer;margin:0 8px 8px 0}.chipck input{width:18px;height:18px;margin:0;accent-color:var(--link)}
.sct th,.sct1 th{white-space:normal}.sct th[scope=row],.sct thead th:first-child{width:210px;min-width:190px;position:sticky;left:0;background:var(--card);z-index:1}.sct td{min-width:132px}.sct .scg{position:sticky;left:0}.sct1 th[scope=row]{width:44%}
@media (max-width:600px){.sct th[scope=row],.sct thead th:first-child{width:112px;min-width:112px;font-size:14px}.sct th[scope=row] .s{display:none}.sct td{min-width:116px}.scv .s{font-size:12px}}
@media (max-width:600px){.sct{min-width:0;width:auto}}
/* Paid report page */
.buybox{display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px;margin:20px 0 8px;padding:20px 22px;background:var(--card);border:1px solid var(--ln);border-radius:16px}
.buybox .price{margin:0;flex:1 1 260px}.buybox .price b{font:700 30px var(--hd);margin-right:8px}.buybox .price span{color:var(--mu);font-size:14px}
.buybox .f{flex-basis:100%;margin:0}
a.btn.buy,span.btn.buy{display:inline-flex;align-items:center;min-height:44px;padding:10px 22px;font-size:16px;text-decoration:none;background:var(--ac);color:var(--acfg)}
span.btn.buy.off{background:var(--ln);color:var(--mu);cursor:default}
figure.shot{margin:20px 0 28px}
figure.shot img{display:block;width:100%;height:auto;border:1px solid var(--ln);border-radius:10px;background:#fff;box-shadow:0 6px 20px rgba(16,33,63,.08)}
/* The Shop section uses the same side-list layout as Extras */
@media (min-width:821px){body[data-page="reports"] .vl{grid-template-columns:250px minmax(0,1fr)}}