Mortgage rates BMO
BMO rates
Bank of Montreal is one of Canada's five biggest banks and the country's oldest, founded in 1817. It offers mortgages across Canada through its branches, mortgage specialists and online.
BMO blocks automated visits to its rates page, so its rates are read from it three times a day (morning, midday and evening, Toronto time) rather than every hour.
See BMO's mortgage rates on its website (opens in a new tab)
Compare BMO side by side with other lenders
/ shows how much a rate has moved in the last 7 days. Where BMO lists both posted and special-offer rates, this page shows the special-offer rate.
Your rate may be lower. These are the mortgage rates BMO advertises to everyone. Many banks offer existing clients lower rates through relationship pricing, and the rate you're offered also depends on your situation. Always confirm the current rate and terms with the lender before you decide.
BMO GIC and savings rates
GIC rates are for non-redeemable GICs unless marked redeemable, with the special-offer rate where BMO lists one. The savings rate is the regular rate on its main high-interest savings account, for a $10,000 balance. Compare every lender's GIC rates and savings rates.