Rate changes

What changed

Every change lenders made to their advertised mortgage, GIC and savings rates, newest first.

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Changes come from the rates this site saves once a day from each lender's own website (three times a day for BMO, CIBC, Vancity, Meridian, Beem Credit Union, PC Financial and Simplii Financial's mortgages). A change shows on the day it was first seen. is a cut and an increase; for GICs and savings, where higher is better for you, increases are green. For the longer view, see the rate history charts, or get rate alerts.